:root {
  --ink: #071b2f;
  --text: #213448;
  --muted: #647386;
  --line: #dbe7ea;
  --paper: #f7fbfb;
  --white: #fff;
  --teal: #0fb5a7;
  --blue: #2e7cf6;
  --coral: #ff6b4a;
  --lemon: #f5c542;
  --shadow: 0 24px 70px rgba(7, 27, 47, .13);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--paper);
  line-height: 1.55;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
svg { width: 1.1em; height: 1.1em; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

.sr-only, .skip-link {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
}
.skip-link:focus {
  width: auto;
  height: auto;
  clip: auto;
  z-index: 99;
  left: 16px;
  top: 16px;
  padding: 10px 14px;
  background: var(--ink);
  color: var(--white);
}

.section-wrap {
  width: min(1180px, calc(100% - 40px));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  gap: 28px;
  padding: 12px max(20px, calc((100vw - 1180px) / 2));
  background: rgba(247, 251, 251, .86);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(219, 231, 234, .82);
}
.brand img { width: 180px; height: auto; }
.nav-menu {
  justify-self: end;
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-menu a {
  padding: 10px 10px;
  border-radius: 999px;
  color: #41566c;
  font-size: 13px;
  font-weight: 700;
  white-space: nowrap;
}
.nav-menu a:hover { background: #eaf6f5; color: var(--ink); }
.nav-menu a[aria-current="page"] { background: #eaf6f5; color: var(--ink); }
.nav-menu .nav-cta {
  background: var(--ink);
  color: var(--white);
  box-shadow: 0 12px 28px rgba(7, 27, 47, .18);
}
.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--ink);
  border-radius: 12px;
}
.menu-toggle span:not(.sr-only) {
  display: block;
  width: 18px;
  height: 2px;
  margin: 4px auto;
  background: currentColor;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(360px, 1.1fr);
  gap: 44px;
  align-items: center;
  min-height: calc(100svh - 73px);
  padding: 48px 0 64px;
}
.hero-copy h1, .section-head h2, .intro-grid h2, .calc-copy h2, .contact-copy h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(42px, 6.4vw, 82px);
  line-height: .94;
  letter-spacing: 0;
}
.hero-lead {
  max-width: 620px;
  margin: 24px 0 0;
  color: #42566b;
  font-size: 18px;
}
.eyebrow {
  margin: 0 0 14px;
  color: var(--teal);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 2px;
  text-transform: uppercase;
}
.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 30px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 13px 19px;
  border: 0;
  border-radius: 14px;
  font-weight: 850;
  cursor: pointer;
}
.btn-primary {
  color: var(--white);
  background: linear-gradient(135deg, var(--teal), var(--blue));
  box-shadow: 0 16px 34px rgba(15, 181, 167, .25);
}
.btn-soft {
  color: var(--ink);
  background: #eaf6f5;
}
.btn-wide { width: 100%; }
.proof-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin: 34px 0 0;
}
.proof-strip div {
  padding: 16px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
}
.proof-strip dt {
  color: var(--ink);
  font-size: 24px;
  font-weight: 900;
}
.proof-strip dd {
  margin: 2px 0 0;
  color: var(--muted);
  font-size: 13px;
}
.hero-media {
  position: relative;
  isolation: isolate;
}
.hero-media::before {
  content: "";
  position: absolute;
  inset: -18px;
  z-index: -1;
  background:
    linear-gradient(135deg, rgba(15,181,167,.18), rgba(255,107,74,.15)),
    repeating-linear-gradient(135deg, rgba(7,27,47,.08) 0 1px, transparent 1px 14px);
  transform: rotate(-2deg);
}
.hero-media img {
  aspect-ratio: 1.38;
  object-fit: cover;
  border-radius: 34px 34px 4px 34px;
  box-shadow: var(--shadow);
}
.floating-note {
  position: absolute;
  right: 22px;
  bottom: 22px;
  max-width: 260px;
  padding: 16px 18px;
  color: var(--white);
  background: rgba(7, 27, 47, .86);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.floating-note strong, .floating-note span { display: block; }
.floating-note span { color: rgba(255,255,255,.72); font-size: 13px; }

.simulator-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(340px, .78fr);
  gap: 34px;
  align-items: stretch;
  min-height: calc(100svh - 73px);
  padding: 34px 0 52px;
}
.simulator-panel {
  display: grid;
  align-content: center;
  padding: clamp(24px, 4vw, 48px);
  color: var(--white);
  background:
    radial-gradient(circle at 12% 12%, rgba(15,181,167,.34), transparent 32%),
    linear-gradient(135deg, #071b2f, #12384a 62%, #174658);
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow);
}
.simulator-panel h1 {
  max-width: 820px;
  margin: 0;
  color: var(--white);
  font-size: clamp(40px, 5.8vw, 76px);
  line-height: .96;
  letter-spacing: 0;
}
.simulator-panel p:not(.eyebrow) {
  max-width: 720px;
  color: rgba(255,255,255,.74);
  font-size: 17px;
}
.calculator-feature {
  width: min(100%, 720px);
  margin-top: 20px;
}
.hero-summary {
  display: grid;
  gap: 16px;
}
.hero-summary img {
  width: 100%;
  height: 100%;
  min-height: 360px;
  object-fit: cover;
  border-radius: 28px 28px 28px 4px;
  box-shadow: var(--shadow);
}
.summary-card {
  padding: 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 12px 34px rgba(7, 27, 47, .06);
}
.summary-card strong, .summary-card span { display: block; }
.summary-card strong { color: var(--ink); font-size: 22px; }
.summary-card span { color: var(--teal); font-weight: 850; }
.summary-card p { margin: 12px 0 0; color: var(--muted); }

.visual-band {
  display: grid;
  grid-template-columns: 1.1fr .72fr .52fr .72fr;
  gap: 14px;
  padding: 18px 0 70px;
}
.visual-tile {
  min-height: 210px;
  overflow: hidden;
  border-radius: 24px;
  background: var(--white);
  box-shadow: 0 14px 38px rgba(7, 27, 47, .08);
}
.visual-tile img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.visual-tile.large {
  grid-row: span 2;
  min-height: 438px;
}
.visual-tile.color-card {
  display: grid;
  align-content: center;
  justify-items: center;
  padding: 22px;
  text-align: center;
  color: var(--white);
  background: linear-gradient(135deg, var(--coral), var(--teal));
}
.visual-tile.color-card strong {
  font-size: 72px;
  line-height: 1;
}
.visual-tile.color-card span {
  font-weight: 900;
}

.intro-band {
  overflow: hidden;
  padding: 44px 0 72px;
  background: var(--white);
}
.ticker {
  display: flex;
  gap: 18px;
  width: max-content;
  margin-bottom: 44px;
  animation: slideTicker 24s linear infinite;
}
.ticker span {
  padding: 8px 18px;
  border: 1px solid var(--line);
  border-radius: 999px;
  color: var(--ink);
  background: var(--paper);
  font-weight: 800;
  white-space: nowrap;
}
.intro-grid {
  display: grid;
  grid-template-columns: .8fr 1fr;
  gap: 48px;
  align-items: start;
}
.intro-grid h2, .calc-copy h2, .contact-copy h2, .section-head h2 {
  font-size: clamp(32px, 4vw, 56px);
  line-height: 1.02;
}
.intro-grid p:last-child {
  margin: 0;
  color: #3f5266;
  font-size: 18px;
}

.services-section, .method-section, .faq-section {
  padding: 86px 0;
}
.section-head {
  max-width: 760px;
  margin-bottom: 36px;
}
.section-head p:last-child {
  color: var(--muted);
  font-size: 17px;
}
.service-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.service-card {
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: 0 12px 34px rgba(7, 27, 47, .06);
}
.service-card img, .service-visual {
  width: 100%;
  aspect-ratio: 1.45;
  object-fit: cover;
}
.service-visual {
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, #e5faf7, #eef4ff 52%, #fff1ed);
}
.service-visual svg {
  width: 56%;
  height: auto;
  color: var(--ink);
  fill: rgba(15, 181, 167, .18);
  stroke: var(--blue);
  stroke-width: 5;
}
.service-body { padding: 22px; }
.service-body span {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-bottom: 14px;
  border-radius: 12px;
  background: #edf7f6;
  color: var(--teal);
  font-weight: 900;
}
.service-body h3 {
  margin: 0 0 10px;
  color: var(--ink);
  font-size: 22px;
  line-height: 1.15;
}
.service-body p {
  margin: 0 0 16px;
  color: #4a5f73;
}
.service-body ul {
  display: grid;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.service-body li {
  position: relative;
  padding-left: 18px;
  color: var(--muted);
  font-size: 14px;
}
.service-body li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .7em;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--coral);
}
.service-card-flat {
  background:
    radial-gradient(circle at 0 0, rgba(245,197,66,.24), transparent 32%),
    radial-gradient(circle at 100% 0, rgba(15,181,167,.18), transparent 34%),
    var(--white);
}
.compact-grid .service-card { transition: transform .2s ease, box-shadow .2s ease; }
.compact-grid .service-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 46px rgba(7, 27, 47, .12);
}
.center-action {
  margin: 28px 0 0;
  text-align: center;
}

.page-hero {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, .88fr) minmax(340px, .76fr);
  gap: 42px;
  align-items: center;
  padding: 70px 0 50px;
}
.page-hero h1,
.contact-copy h1,
.legal-page h1 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(40px, 5.2vw, 72px);
  line-height: .98;
  letter-spacing: 0;
}
.page-hero p {
  max-width: 720px;
  color: var(--muted);
  font-size: 18px;
}
.loan-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}
.loan-hero-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  max-width: 680px;
  margin-top: 28px;
}
.loan-hero-metrics span {
  min-height: 82px;
  padding: 15px;
  color: #41566c;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 12px 32px rgba(7, 27, 47, .05);
}
.loan-hero-metrics strong {
  display: block;
  color: var(--ink);
  font-size: 28px;
  line-height: 1;
}
.loan-hero-media {
  position: relative;
}
.page-hero-img {
  width: 100%;
  aspect-ratio: 1.25;
  object-fit: cover;
  border-radius: 26px 4px 26px 26px;
  box-shadow: var(--shadow);
}
.loan-hero-note {
  position: absolute;
  right: 18px;
  bottom: 18px;
  width: min(280px, calc(100% - 36px));
  padding: 16px;
  color: var(--white);
  background: rgba(7, 27, 47, .86);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.loan-hero-note strong,
.loan-hero-note span {
  display: block;
}
.loan-hero-note strong {
  font-size: 16px;
}
.loan-hero-note span {
  margin-top: 5px;
  color: rgba(255,255,255,.75);
  font-size: 13px;
}
.detail-list {
  display: grid;
  gap: 18px;
  padding: 42px 0 86px;
}
.detail-block {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 30px;
  padding: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 12px 34px rgba(7, 27, 47, .055);
}
.number-tag {
  display: inline-grid;
  place-items: center;
  width: 42px;
  height: 42px;
  margin-bottom: 12px;
  color: var(--white);
  background: var(--ink);
  border-radius: 14px;
  font-weight: 900;
}
.detail-block h2, .process-panel h2, .resource-card h2, .split-note h2, .legal-page h2 {
  margin: 0 0 12px;
  color: var(--ink);
  line-height: 1.1;
}
.detail-block p, .process-panel p, .resource-card p, .legal-page p {
  color: #4a5f73;
}
.detail-block ul, .check-grid {
  display: grid;
  gap: 9px;
  margin: 16px 0 0;
  padding: 0;
  list-style: none;
}
.detail-block li, .check-grid li {
  padding: 11px 13px;
  background: #f0f8f8;
  border-radius: 12px;
  color: #385066;
  font-weight: 700;
}
.story-grid {
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 18px;
  padding: 36px 0 24px;
}
.story-card {
  padding: 30px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .06);
}
.story-card.accent {
  color: var(--white);
  background: linear-gradient(135deg, var(--ink), #174658);
  border-color: transparent;
}
.story-card h2 { margin: 0 0 12px; color: var(--ink); }
.story-card.accent h2, .story-card.accent p { color: var(--white); }
.values-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  padding: 18px 0 60px;
}
.value-tile {
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
}
.value-tile span {
  color: var(--coral);
  font-weight: 950;
}
.value-tile h3 {
  margin: 10px 0 8px;
  color: var(--ink);
  font-size: 22px;
}
.value-tile p { margin: 0; color: var(--muted); }
.image-text-panel {
  display: grid;
  grid-template-columns: .9fr 1fr;
  gap: 34px;
  align-items: center;
  padding: 40px 0 86px;
}
.image-text-panel img {
  width: 100%;
  aspect-ratio: 1.35;
  object-fit: cover;
  border-radius: 26px 4px 26px 26px;
  box-shadow: var(--shadow);
}
.image-text-panel h2,
.home-feature h2 {
  margin: 0 0 14px;
  color: var(--ink);
  font-size: clamp(30px, 3.6vw, 52px);
  line-height: 1.04;
}
.check-list {
  display: grid;
  gap: 9px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}
.check-list li {
  padding: 11px 13px;
  background: #eff8f7;
  border-radius: 12px;
  color: #385066;
  font-weight: 750;
}
.loan-showcase {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  padding: 42px 0 88px;
}
.loan-showcase-head {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: minmax(0, .86fr) minmax(300px, .54fr);
  gap: 24px;
  align-items: stretch;
  padding: 0;
  color: var(--white);
  background: var(--ink);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 24px;
  box-shadow: 0 18px 48px rgba(7, 27, 47, .13);
  overflow: hidden;
}
.loan-showcase-head > div:first-child {
  padding: 28px;
  background:
    linear-gradient(135deg, rgba(15,181,167,.16), transparent 44%),
    linear-gradient(135deg, var(--ink), #143f4c);
}
.loan-showcase-head .eyebrow {
  color: var(--lemon);
}
.loan-showcase-head h2 {
  margin: 0;
  color: var(--white);
  max-width: 760px;
  font-size: clamp(27px, 3vw, 40px);
  line-height: 1.08;
}
.loan-showcase-summary {
  display: grid;
  align-content: center;
  gap: 18px;
  padding: 26px;
  background: rgba(255,255,255,.08);
}
.loan-showcase-summary p {
  margin: 0;
  color: rgba(255,255,255,.76);
  font-size: 15px;
}
.loan-showcase-summary ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.loan-showcase-summary li {
  padding: 8px 10px;
  color: var(--white);
  font-size: 12px;
  font-weight: 850;
  background: rgba(255,255,255,.11);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 999px;
}
.loan-row {
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  align-items: stretch;
  padding: 0;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .065);
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.loan-row.reverse {
  grid-template-columns: 1fr;
}
.loan-row.reverse img { order: 0; }
.loan-row img {
  width: 100%;
  aspect-ratio: 1.72;
  object-fit: cover;
  border-radius: 0;
}
.loan-row > div {
  display: grid;
  gap: 12px;
  padding: 24px;
}
.loan-row h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(24px, 2.4vw, 32px);
  line-height: 1.1;
}
.loan-row p {
  margin: 0;
  color: var(--muted);
}
.loan-row .btn { margin-top: 18px; }
@media (hover: hover) {
  .loan-row:hover {
    transform: translateY(-4px);
    border-color: rgba(15,181,167,.42);
    box-shadow: 0 20px 54px rgba(7, 27, 47, .11);
  }
}
.process-ribbon {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
  padding: 36px 0 42px;
}
.rich-home-grid {
  display: grid;
  gap: 22px;
  padding: 0 0 84px;
}
.home-feature {
  display: grid;
  grid-template-columns: .85fr 1fr;
  gap: 30px;
  align-items: center;
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 26px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .06);
}
.home-feature.reverse {
  grid-template-columns: 1fr .85fr;
}
.home-feature.reverse img { order: 2; }
.home-feature img {
  width: 100%;
  aspect-ratio: 1.45;
  object-fit: cover;
  border-radius: 20px;
}
.home-feature p { color: var(--muted); }
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  padding: 38px 0 50px;
}
.quote-card {
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .055);
}
.quote-card span {
  color: var(--teal);
  font-weight: 950;
}
.quote-card blockquote {
  margin: 16px 0;
  color: var(--ink);
  font-size: 19px;
  line-height: 1.42;
  font-weight: 800;
}
.quote-card p {
  margin: 0;
  color: var(--muted);
}

.calculator-section {
  padding: 86px 0;
  color: var(--white);
  background: var(--ink);
}
.calc-layout {
  display: grid;
  grid-template-columns: .88fr 1fr;
  gap: 46px;
  align-items: center;
}
.calculator-section .eyebrow, .contact-section .eyebrow { color: var(--lemon); }
.calc-copy h2 { color: var(--white); }
.calc-copy p { color: rgba(255,255,255,.72); font-size: 17px; }
.rate-box {
  margin-top: 26px;
  padding: 18px;
  border-left: 4px solid var(--coral);
  background: rgba(255,255,255,.07);
}
.rate-box strong, .rate-box span { display: block; }
.rate-box span { margin-top: 6px; color: rgba(255,255,255,.68); }
.calculator {
  padding: 30px;
  background: var(--white);
  color: var(--text);
  border-radius: 24px;
  box-shadow: 0 30px 80px rgba(0, 0, 0, .22);
}
.calculator label, .contact-form label {
  display: grid;
  gap: 7px;
  color: var(--ink);
  font-size: 13px;
  font-weight: 850;
}
input, select, textarea {
  width: 100%;
  min-height: 46px;
  padding: 11px 13px;
  color: var(--text);
  background: #fbfefe;
  border: 1px solid var(--line);
  border-radius: 12px;
  outline: none;
}
input:focus, select:focus, textarea:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 4px rgba(15, 181, 167, .15);
}
input[type="range"] {
  padding: 0;
  accent-color: var(--teal);
}
.range-values {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin: 8px 0 20px;
  color: var(--muted);
  font-size: 13px;
}
.range-values strong { color: var(--ink); }
.calc-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.payment-output {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 20px;
  margin: 24px 0;
  padding: 20px;
  border-radius: 18px;
  background: #eef8f7;
}
.payment-output span {
  color: var(--muted);
  font-weight: 800;
}
.payment-output strong {
  color: var(--ink);
  font-size: 38px;
  line-height: 1;
}

.timeline {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.timeline li {
  padding: 24px;
  border-top: 5px solid var(--teal);
  background: var(--white);
  box-shadow: 0 12px 30px rgba(7, 27, 47, .06);
}
.timeline li:nth-child(2) { border-color: var(--blue); }
.timeline li:nth-child(3) { border-color: var(--coral); }
.timeline li:nth-child(4) { border-color: var(--lemon); }
.timeline span {
  color: var(--muted);
  font-weight: 900;
}
.timeline h3 {
  margin: 12px 0 8px;
  color: var(--ink);
}
.timeline p { margin: 0; color: var(--muted); }

.method-deep {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  padding: 42px 0;
}
.process-panel, .resource-card, .split-note, .legal-page article {
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: 0 12px 34px rgba(7, 27, 47, .05);
}
.process-panel span {
  color: var(--coral);
  font-weight: 950;
}
.split-note {
  margin-bottom: 86px;
  background:
    radial-gradient(circle at 100% 0, rgba(15,181,167,.16), transparent 28%),
    var(--white);
}
.check-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.resource-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  padding: 42px 0 24px;
}
.resource-card h2 { font-size: 24px; }

.split-band {
  padding: 72px 0;
  background: var(--white);
}
.split-content {
  display: grid;
  grid-template-columns: .75fr 1fr;
  gap: 40px;
}
.split-content h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(32px, 4vw, 54px);
  line-height: 1.02;
}
.mini-points {
  display: grid;
  gap: 14px;
}
.mini-points p {
  margin: 0;
  padding: 18px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 18px;
}

.faq-list {
  display: grid;
  gap: 12px;
}
details {
  padding: 20px 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
}
summary {
  color: var(--ink);
  font-weight: 900;
  cursor: pointer;
}
details p {
  margin: 12px 0 0;
  color: var(--muted);
}

.contact-section {
  padding: 86px 0;
  color: var(--white);
  background:
    linear-gradient(145deg, rgba(7,27,47,.92), rgba(13,71,85,.9)),
    url("../img/hero-advice.jpg") center/cover;
}
.contact-layout {
  display: grid;
  grid-template-columns: .75fr 1fr;
  gap: 40px;
  align-items: start;
}
.contact-copy h2, .contact-copy p, address { color: var(--white); }
.contact-copy h1 { color: var(--white); }
address {
  margin-top: 26px;
  font-style: normal;
  color: rgba(255,255,255,.78);
}
.contact-form {
  display: grid;
  gap: 16px;
  padding: 28px;
  background: rgba(255,255,255,.96);
  border-radius: 24px;
  box-shadow: var(--shadow);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.consent {
  grid-template-columns: auto 1fr;
  align-items: start;
  font-weight: 650;
  color: var(--muted);
}
.consent input {
  width: 18px;
  min-height: 18px;
  margin-top: 3px;
}
.consent a {
  color: var(--teal);
  font-weight: 900;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.form-status {
  min-height: 22px;
  margin: 0;
  color: var(--teal);
  font-weight: 800;
}
.standalone-contact {
  min-height: calc(100svh - 73px);
  display: grid;
  align-items: center;
}
.contact-points {
  display: grid;
  gap: 10px;
  margin-top: 26px;
}
.contact-points p {
  margin: 0;
  padding: 14px 16px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 16px;
}

.legal-page {
  display: grid;
  gap: 18px;
  padding: 64px 0 86px;
}
.legal-page > p,
.legal-page > h1 {
  max-width: 760px;
}

.site-footer {
  padding: 54px 0 24px;
  background:
    linear-gradient(135deg, #061423, #082236 58%, #06323a);
  color: rgba(255,255,255,.7);
}
.footer-main {
  display: grid;
  grid-template-columns: 1.35fr .8fr .9fr .9fr;
  gap: 32px;
  align-items: start;
}
.footer-brand-block img,
.footer-grid img {
  padding: 8px 10px;
  background: var(--white);
  border-radius: 14px;
  filter: none;
}
.footer-brand-block p {
  max-width: 360px;
  margin: 18px 0 0;
  color: rgba(255,255,255,.68);
}
.site-footer h2 {
  margin: 0 0 14px;
  color: var(--white);
  font-size: 14px;
  line-height: 1.2;
  text-transform: uppercase;
  letter-spacing: 1.4px;
}
.site-footer ul {
  display: grid;
  gap: 9px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.site-footer a {
  color: rgba(255,255,255,.82);
}
.site-footer a:hover {
  color: var(--white);
}
.footer-button {
  display: inline-flex;
  margin-top: 12px;
  padding: 11px 15px;
  color: var(--ink) !important;
  background: var(--lemon);
  border-radius: 12px;
  font-weight: 900;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 38px;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,.12);
  color: rgba(255,255,255,.5);
  font-size: 13px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.1fr .8fr .9fr;
  gap: 28px;
  align-items: start;
}
.footer-grid strong { color: var(--white); }

.home-trust {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  padding: 34px 0 62px;
}
.home-trust div {
  padding: 20px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 12px 30px rgba(7,27,47,.055);
}
.trust-icon {
  display: inline-grid;
  place-items: center;
  width: 32px;
  height: 32px;
  margin-bottom: 14px;
  color: var(--white);
  background: var(--teal);
  border-radius: 10px;
  font-weight: 900;
}
.home-trust strong {
  display: block;
  color: var(--ink);
  font-size: 18px;
}
.home-trust p {
  margin: 8px 0 0;
  color: var(--muted);
  font-size: 14px;
}

.home-method-preview {
  display: grid;
  grid-template-columns: .86fr 1fr;
  gap: 38px;
  align-items: center;
  padding: 16px 0 76px;
}
.method-preview-copy {
  max-width: 560px;
}
.method-preview-copy h2,
.loans-head h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(28px, 3.4vw, 44px);
  line-height: 1.08;
}
.method-preview-copy p {
  color: var(--muted);
  font-size: 16px;
}
.method-mini-list {
  display: grid;
  gap: 10px;
  margin: 22px 0;
}
.method-mini-list span {
  padding: 12px 14px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  color: #34495f;
  font-weight: 800;
}
.method-preview-media {
  position: relative;
  min-height: 430px;
}
.method-preview-media img {
  object-fit: cover;
  box-shadow: var(--shadow);
}
.preview-main {
  width: 76%;
  aspect-ratio: 1.25;
  border-radius: 28px;
}
.preview-secondary {
  position: absolute;
  right: 0;
  bottom: 0;
  width: 48%;
  aspect-ratio: 1.05;
  border: 8px solid var(--paper);
  border-radius: 24px;
}

.loans-head {
  display: grid;
  grid-template-columns: .85fr .78fr;
  gap: 40px;
  align-items: end;
  margin-bottom: 28px;
}
.loans-head > p {
  margin: 0;
  color: var(--muted);
}
.loan-catalog {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 14px;
}
.loan-card-new {
  overflow: hidden;
  display: grid;
  grid-template-rows: 155px 1fr;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: 0 14px 38px rgba(7,27,47,.06);
  transition: transform .2s ease, box-shadow .2s ease;
}
.loan-card-new:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 46px rgba(7,27,47,.1);
}
.loan-card-new img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.loan-card-new div {
  padding: 17px;
}
.loan-card-new strong {
  display: block;
  color: var(--ink);
  font-size: 18px;
  line-height: 1.15;
}
.loan-card-new p {
  margin: 8px 0 0;
  color: var(--muted);
  font-size: 14px;
}

.contact-page-hero {
  padding: 54px 0 72px;
  background:
    linear-gradient(135deg, #f8fcfc 0%, #edf8f7 52%, #fff6f2 100%);
}
.contact-page-grid {
  display: grid;
  grid-template-columns: .88fr 1fr;
  gap: 32px;
  align-items: start;
}
.contact-intro h1 {
  max-width: 700px;
  margin: 0;
  color: var(--ink);
  font-size: clamp(32px, 4vw, 52px);
  line-height: 1.05;
}
.contact-intro > p {
  max-width: 620px;
  color: var(--muted);
  font-size: 17px;
}
.contact-intro img {
  width: 100%;
  aspect-ratio: 1.65;
  object-fit: cover;
  margin-top: 24px;
  border-radius: 24px;
  box-shadow: var(--shadow);
}
.contact-info-panel {
  display: grid;
  gap: 10px;
  margin-top: 22px;
}
.contact-info-panel address,
.contact-info-panel div {
  display: grid;
  gap: 4px;
  padding: 15px 17px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  font-style: normal;
  box-shadow: 0 10px 26px rgba(7,27,47,.045);
}
.contact-info-panel strong {
  color: var(--ink);
}
.contact-info-panel span {
  color: var(--muted);
}
.contact-form-shell {
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 26px;
  box-shadow: var(--shadow);
}
.form-heading {
  margin-bottom: 18px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}
.form-heading span {
  color: var(--teal);
  font-size: 12px;
  font-weight: 950;
  letter-spacing: 1.8px;
  text-transform: uppercase;
}
.form-heading h2 {
  margin: 8px 0 8px;
  color: var(--ink);
  font-size: 28px;
  line-height: 1.1;
}
.form-heading p {
  margin: 0;
  color: var(--muted);
}
.contact-form-clean {
  padding: 0;
  border-radius: 0;
  box-shadow: none;
  background: transparent;
}

.home-process {
  display: grid;
  grid-template-columns: .72fr 1fr;
  gap: 36px;
  align-items: center;
  padding: 74px 0;
}
.process-heading h2,
.results-copy h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(28px, 3.4vw, 44px);
  line-height: 1.08;
}
.process-heading p,
.results-copy p {
  color: var(--muted);
  font-size: 16px;
}
.process-board {
  display: grid;
  grid-template-columns: .82fr 1fr;
  gap: 18px;
  padding: 18px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 26px;
  box-shadow: 0 16px 44px rgba(7, 27, 47, .07);
}
.process-board img {
  width: 100%;
  height: 100%;
  min-height: 360px;
  object-fit: cover;
  border-radius: 20px;
}
.process-board ol {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.process-board li {
  padding: 17px 18px;
  background: #f6fbfb;
  border: 1px solid var(--line);
  border-radius: 18px;
}
.process-board li span {
  display: block;
  color: var(--coral);
  font-weight: 950;
  font-size: 13px;
  letter-spacing: 1px;
}
.process-board li strong {
  display: block;
  margin-top: 5px;
  color: var(--ink);
  font-size: 18px;
}
.process-board li p {
  margin: 5px 0 0;
  color: var(--muted);
  font-size: 14px;
}

.home-results {
  padding: 70px 0;
  background:
    linear-gradient(135deg, #071b2f, #0f4f5c);
}
.results-grid {
  display: grid;
  grid-template-columns: 1.05fr .65fr .65fr;
  gap: 16px;
  align-items: stretch;
}
.results-copy {
  padding-right: 28px;
}
.results-copy .eyebrow { color: var(--lemon); }
.results-copy h2 { color: var(--white); }
.results-copy p { color: rgba(255,255,255,.72); }
.result-card {
  padding: 24px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 22px;
  color: var(--white);
}
.result-card strong {
  display: block;
  font-size: 20px;
}
.result-card p {
  margin: 10px 0 0;
  color: rgba(255,255,255,.72);
}
.result-card.quote {
  grid-column: 2 / 4;
  background: var(--white);
  color: var(--ink);
}
.result-card blockquote {
  margin: 0;
  color: var(--ink);
  font-size: clamp(20px, 2.2vw, 30px);
  line-height: 1.18;
  font-weight: 900;
}
.result-card.quote span {
  display: block;
  margin-top: 14px;
  color: var(--muted);
}

.contact-route-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 20px;
}
.contact-route-cards div {
  padding: 16px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  box-shadow: 0 10px 24px rgba(7,27,47,.045);
}
.contact-route-cards span {
  color: var(--coral);
  font-weight: 950;
}
.contact-route-cards strong {
  display: block;
  margin-top: 6px;
  color: var(--ink);
}
.contact-route-cards p {
  margin: 6px 0 0;
  color: var(--muted);
  font-size: 14px;
}

.contact-hero-redesign {
  position: relative;
  overflow: hidden;
  padding: 58px 0 76px;
  color: var(--white);
  background: var(--ink);
}
.contact-hero-media {
  position: absolute;
  inset: 0;
}
.contact-hero-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(7,27,47,.96), rgba(7,27,47,.72) 44%, rgba(7,27,47,.42)),
    linear-gradient(180deg, rgba(7,27,47,.1), rgba(7,27,47,.7));
}
.contact-hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.contact-hero-inner {
  position: relative;
  display: grid;
  grid-template-columns: .86fr minmax(390px, .74fr);
  gap: 38px;
  align-items: center;
}
.contact-hero-redesign .contact-intro h1 {
  color: var(--white);
  font-size: clamp(34px, 4.6vw, 60px);
}
.contact-hero-redesign .contact-intro > p {
  color: rgba(255,255,255,.78);
}
.contact-hero-redesign .eyebrow {
  color: var(--lemon);
}
.contact-hero-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  max-width: 620px;
  margin-top: 24px;
}
.contact-hero-tags span {
  padding: 10px 13px;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 999px;
  color: rgba(255,255,255,.86);
  font-weight: 800;
  font-size: 13px;
}
.contact-hero-redesign .contact-form-shell {
  background: rgba(255,255,255,.97);
  border-color: rgba(255,255,255,.45);
}
.contact-cards-row {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: -34px;
  margin-bottom: 68px;
}
.contact-cards-row address,
.contact-cards-row div {
  padding: 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: 0 18px 45px rgba(7,27,47,.1);
  font-style: normal;
}
.contact-cards-row span {
  color: var(--teal);
  font-size: 12px;
  font-weight: 950;
  letter-spacing: 1.5px;
  text-transform: uppercase;
}
.contact-cards-row strong {
  display: block;
  margin-top: 8px;
  color: var(--ink);
  font-size: 20px;
}
.contact-cards-row p {
  margin: 8px 0 0;
  color: var(--muted);
}
.contact-after-redesign {
  padding-top: 0;
}
.contact-after-head {
  display: grid;
  grid-template-columns: .8fr 1fr;
  gap: 34px;
  align-items: end;
  margin-bottom: 26px;
}
.contact-after-head h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(28px, 3.4vw, 44px);
  line-height: 1.08;
}
.contact-after-head > p {
  margin: 0;
  color: var(--muted);
}
.contact-step-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  overflow: hidden;
  border-radius: 24px;
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: 0 14px 38px rgba(7,27,47,.06);
}
.contact-step-strip article {
  padding: 24px;
  border-right: 1px solid var(--line);
}
.contact-step-strip article:last-child {
  border-right: 0;
}
.contact-step-strip span {
  color: var(--coral);
  font-weight: 950;
}
.contact-step-strip h3 {
  margin: 10px 0 8px;
  color: var(--ink);
  font-size: 20px;
}
.contact-step-strip p {
  margin: 0;
  color: var(--muted);
}

.contact-v3-hero {
  position: relative;
  overflow: hidden;
  padding: 74px 0 178px;
  background:
    linear-gradient(135deg, rgba(7,27,47,.94), rgba(14,73,84,.78), rgba(46,124,246,.44)),
    url("../img/dossier-methode.jpg") center/cover;
  color: var(--white);
  animation: contactHeroPan 14s ease-in-out infinite alternate;
}
.contact-v3-head {
  max-width: 1180px;
  text-align: left;
}
.contact-v3-head .eyebrow {
  color: var(--lemon);
}
.contact-v3-head h1 {
  max-width: 790px;
  margin: 0;
  color: var(--white);
  font-size: clamp(34px, 4.1vw, 58px);
  line-height: 1.08;
}
.contact-v3-head p {
  max-width: 680px;
  margin: 18px 0 0;
  color: rgba(255,255,255,.78);
  font-size: 17px;
}
.contact-hero-marks {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}
.contact-hero-marks span {
  display: flex;
  align-items: baseline;
  gap: 9px;
  min-height: 42px;
  padding: 9px 14px;
  color: rgba(255,255,255,.82);
  font-size: 13px;
  font-weight: 750;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 999px;
  backdrop-filter: blur(10px);
}
.contact-hero-marks strong {
  color: var(--white);
  font-size: 18px;
  font-weight: 950;
}
.contact-v3-main {
  display: grid;
  grid-template-columns: minmax(0, 1.06fr) minmax(330px, .66fr);
  gap: 32px;
  align-items: start;
  margin-top: -116px;
  margin-bottom: 82px;
}
.contact-v3-form {
  position: relative;
  display: grid;
  gap: 16px;
  padding: clamp(24px, 3vw, 38px);
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 6px solid var(--teal);
  border-radius: 22px;
  box-shadow: 0 28px 80px rgba(7,27,47,.18);
}
.contact-v3-form .form-heading {
  display: grid;
  gap: 8px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--line);
}
.contact-v3-form .form-heading span {
  color: var(--coral);
  font-size: 12px;
  font-weight: 950;
  letter-spacing: 1px;
  text-transform: uppercase;
}
.contact-v3-form .form-heading h2 {
  margin: 0;
  color: var(--ink);
  font-size: 24px;
  line-height: 1.16;
}
.contact-v3-form .form-heading p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
}
.contact-v3-form label {
  display: grid;
  gap: 7px;
  color: var(--ink);
  font-size: 12.5px;
  font-weight: 850;
}
.loan-type-field {
  display: grid;
  gap: 11px;
  margin: 0;
  padding: 0;
  border: 0;
}
.loan-type-field legend {
  padding: 0;
  color: var(--ink);
  font-size: 12.5px;
  font-weight: 850;
}
.loan-type-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 9px;
}
.loan-type-option {
  position: relative;
}
.contact-v3-form .loan-type-option {
  display: block;
  font-size: 13px;
}
.loan-type-option input {
  position: absolute;
  inset: 0;
  opacity: 0;
  cursor: pointer;
}
.loan-type-option span {
  display: grid;
  min-height: 58px;
  place-items: center;
  padding: 10px;
  color: #385066;
  text-align: center;
  font-weight: 850;
  background: #f6fbfb;
  border: 1px solid var(--line);
  border-radius: 14px;
  transition: background .2s ease, border-color .2s ease, color .2s ease, transform .2s ease;
}
.loan-type-option input:checked + span {
  color: var(--ink);
  background: #e9f8f6;
  border-color: var(--teal);
  box-shadow: inset 0 0 0 1px rgba(15,181,167,.22);
}
.loan-type-option input:focus-visible + span {
  box-shadow: 0 0 0 4px rgba(15,181,167,.15);
}
@media (hover: hover) {
  .loan-type-option:hover span {
    transform: translateY(-1px);
    border-color: rgba(15,181,167,.45);
  }
}
.contact-v3-form input,
.contact-v3-form select,
.contact-v3-form textarea {
  font-size: 14px;
  background: #fbfefe;
}
.contact-v3-form textarea {
  resize: vertical;
}
.contact-v3-form .consent span {
  font-size: 13px;
  line-height: 1.35;
}
.contact-v3-side {
  display: grid;
  gap: 16px;
  position: sticky;
  top: 94px;
}
.contact-photo-stack {
  position: relative;
}
.contact-photo-stack img {
  width: 100%;
  aspect-ratio: 1.12;
  object-fit: cover;
  border-radius: 24px 24px 4px 24px;
  box-shadow: 0 24px 70px rgba(7,27,47,.18);
}
.contact-photo-note {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 18px;
  padding: 16px;
  color: var(--white);
  background: rgba(7,27,47,.84);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.contact-photo-note span,
.contact-info-list span {
  display: block;
  font-size: 11px;
  font-weight: 950;
  letter-spacing: 1.1px;
  text-transform: uppercase;
}
.contact-photo-note strong {
  display: block;
  margin-top: 6px;
  font-size: 17px;
  line-height: 1.2;
}
.contact-info-panel,
.contact-check-panel {
  padding: 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 12px 32px rgba(7,27,47,.07);
}
.contact-info-panel {
  border-left: 5px solid var(--blue);
}
.contact-info-panel .eyebrow {
  margin-bottom: 8px;
}
.contact-info-panel h2,
.contact-check-panel h2 {
  margin: 0;
  color: var(--ink);
  font-size: 22px;
  line-height: 1.16;
}
.contact-info-list,
.contact-check-panel ul {
  display: grid;
  gap: 11px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}
.contact-info-list li {
  padding-top: 11px;
  border-top: 1px solid var(--line);
}
.contact-info-list li:first-child {
  padding-top: 0;
  border-top: 0;
}
.contact-info-list span {
  color: var(--teal);
}
.contact-info-list strong {
  display: block;
  margin-top: 4px;
  color: #30465b;
  font-size: 14px;
  line-height: 1.32;
}
.contact-check-panel {
  background: linear-gradient(135deg, #fff, #eef8f7);
}
.contact-check-panel li {
  position: relative;
  padding-left: 25px;
  color: #40566b;
  font-size: 14px;
  font-weight: 720;
}
.contact-check-panel li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .45em;
  width: 10px;
  height: 10px;
  background: var(--coral);
  border-radius: 50%;
}
.contact-v3-steps {
  padding: 78px 0 86px;
  background:
    linear-gradient(90deg, rgba(7,27,47,.98), rgba(7,27,47,.92) 38%, rgba(247,251,251,1) 38%),
    var(--white);
}
.contact-v3-steps-grid,
.followup-shell {
  display: grid;
  grid-template-columns: .72fr 1fr;
  gap: 42px;
  align-items: start;
}
.steps-intro h2,
.followup-copy h2 {
  margin: 0;
  color: var(--white);
  font-size: clamp(30px, 3.3vw, 46px);
  line-height: 1.08;
}
.followup-copy .eyebrow {
  color: var(--lemon);
}
.steps-intro p,
.followup-copy > p {
  max-width: 500px;
  color: rgba(255,255,255,.72);
  font-size: 16px;
}
.followup-note {
  display: grid;
  gap: 6px;
  max-width: 430px;
  margin-top: 26px;
  padding: 18px;
  color: var(--white);
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
}
.followup-note strong {
  color: var(--lemon);
  font-size: 12px;
  font-weight: 950;
  letter-spacing: 1.1px;
  text-transform: uppercase;
}
.followup-note span {
  color: rgba(255,255,255,.84);
  font-size: 14px;
}
.steps-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.steps-list li {
  padding: 22px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 20px;
}
.steps-list span {
  color: var(--coral);
  font-weight: 950;
}
.steps-list strong {
  display: block;
  margin-top: 8px;
  color: var(--ink);
  font-size: 18px;
}
.steps-list p {
  margin: 8px 0 0;
  color: var(--muted);
  font-size: 14px;
}
.followup-board {
  display: grid;
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.followup-board li {
  position: relative;
  display: grid;
  grid-template-columns: 78px 1fr;
  gap: 18px;
  align-items: start;
  min-height: 118px;
  padding: 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: 0 16px 42px rgba(7,27,47,.07);
}
.followup-board li::before {
  content: "";
  position: absolute;
  left: 60px;
  top: 82px;
  bottom: -18px;
  width: 2px;
  background: linear-gradient(var(--teal), rgba(15,181,167,0));
}
.followup-board li:last-child::before {
  display: none;
}
.followup-board span {
  display: grid;
  width: 56px;
  height: 56px;
  place-items: center;
  color: var(--white);
  font-size: 17px;
  font-weight: 950;
  background: linear-gradient(135deg, var(--coral), var(--teal));
  border-radius: 18px 18px 4px 18px;
  box-shadow: 0 12px 26px rgba(15,181,167,.24);
}
.followup-board strong {
  display: block;
  color: var(--ink);
  font-size: 20px;
  line-height: 1.2;
}
.followup-board p {
  max-width: 560px;
  margin: 8px 0 0;
  color: var(--muted);
  font-size: 15px;
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity .7s ease, transform .7s ease;
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes slideTicker {
  from { transform: translateX(0); }
  to { transform: translateX(-45%); }
}

@keyframes contactHeroPan {
  from { background-position: center, center; }
  to { background-position: center, center 18%; }
}

@media (max-width: 980px) {
  .site-header { grid-template-columns: auto auto; justify-content: space-between; }
  .menu-toggle { display: block; }
  .nav-menu {
    position: fixed;
    inset: 73px 14px auto;
    display: none;
    padding: 16px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 18px;
    box-shadow: var(--shadow);
  }
  .nav-menu.is-open { display: grid; }
  .hero, .intro-grid, .calc-layout, .contact-layout, .simulator-hero, .page-hero, .split-content, .story-grid, .image-text-panel, .loan-row, .loan-row.reverse, .home-feature, .home-feature.reverse, .contact-v3-main, .contact-v3-steps-grid {
    grid-template-columns: 1fr;
  }
  .loan-row.reverse img, .home-feature.reverse img { order: 0; }
  .hero {
    min-height: auto;
    padding-top: 38px;
  }
  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .timeline {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .detail-block, .method-deep, .resource-grid, .process-ribbon {
    grid-template-columns: 1fr;
  }
  .visual-band {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .visual-tile.large {
    grid-row: auto;
    min-height: 260px;
  }
  .values-grid, .testimonial-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .contact-v3-side {
    position: static;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .contact-photo-stack {
    grid-row: span 2;
  }
}

@media (max-width: 640px) {
  .section-wrap { width: min(100% - 28px, 1180px); }
  .site-header { padding-inline: 14px; }
  .brand img { width: 156px; }
  .hero-copy h1 { font-size: 42px; }
  .hero-lead, .intro-grid p:last-child { font-size: 16px; }
  .proof-strip, .service-grid, .timeline, .form-row, .calc-fields, .footer-grid, .check-grid, .values-grid, .testimonial-grid, .visual-band, .loan-type-grid, .contact-v3-side, .steps-list {
    grid-template-columns: 1fr;
  }
  .contact-v3-hero {
    padding: 48px 0 142px;
  }
  .contact-v3-head h1 {
    font-size: 34px;
  }
  .contact-hero-marks {
    gap: 8px;
  }
  .contact-hero-marks span {
    width: 100%;
    justify-content: space-between;
  }
  .contact-v3-main {
    margin-top: -96px;
    margin-bottom: 56px;
  }
  .contact-v3-form,
  .contact-info-panel,
  .contact-check-panel {
    border-radius: 18px;
  }
  .contact-photo-stack {
    grid-row: auto;
  }
  .visual-tile, .visual-tile.large { min-height: 220px; }
  .simulator-hero { padding-top: 20px; }
  .simulator-panel { padding: 22px; border-radius: 22px; }
  .simulator-panel h1, .page-hero h1, .contact-copy h1, .legal-page h1 { font-size: 38px; }
  .hero-summary img { min-height: 240px; }
  .detail-block { padding: 20px; }
  .hero-media img {
    border-radius: 24px 24px 4px 24px;
  }
  .floating-note {
    position: static;
    margin-top: 10px;
    max-width: none;
  }
  .payment-output {
    align-items: start;
    flex-direction: column;
  }
  .payment-output strong { font-size: 34px; }
  .services-section, .method-section, .faq-section, .calculator-section, .contact-section {
    padding: 58px 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .001ms !important;
  }
}

/* Refined 2026 homepage template */
.home-cockpit {
  position: relative;
  overflow: hidden;
  padding: 34px 0 42px;
  background:
    linear-gradient(135deg, #f8fcfc 0%, #eef8f6 48%, #fff5f1 100%);
}
.home-cockpit::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(7,27,47,.05) 1px, transparent 1px),
    linear-gradient(0deg, rgba(7,27,47,.05) 1px, transparent 1px);
  background-size: 44px 44px;
  mask-image: linear-gradient(180deg, #000, transparent 75%);
  pointer-events: none;
}
.cockpit-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, .88fr) minmax(280px, .58fr) minmax(360px, .66fr);
  gap: 24px;
  align-items: center;
  min-height: calc(100svh - 118px);
}
.cockpit-copy {
  color: var(--ink);
}
.cockpit-copy .eyebrow { color: var(--teal); }
.cockpit-copy h1 {
  max-width: 700px;
  margin: 0;
  color: var(--ink);
  font-size: clamp(34px, 4.7vw, 58px);
  line-height: 1;
  letter-spacing: 0;
}
.cockpit-copy .hero-lead {
  max-width: 610px;
  color: #475d70;
  font-size: 17px;
}
.cockpit-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 28px;
}
.btn-glass {
  color: var(--ink);
  background: var(--white);
  border: 1px solid var(--line);
}
.cockpit-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  max-width: 650px;
  margin: 36px 0 0;
}
.cockpit-metrics div {
  padding: 16px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 18px;
}
.cockpit-metrics dt {
  color: var(--white);
  font-size: 28px;
  font-weight: 950;
}
.cockpit-metrics dd {
  margin: 2px 0 0;
  color: rgba(255,255,255,.68);
  font-size: 13px;
}
.cockpit-calculator {
  padding: 24px;
  border: 1px solid var(--line);
  box-shadow: 0 24px 70px rgba(7,27,47,.15);
}
.hero-image-stack {
  position: relative;
  display: grid;
  gap: 12px;
}
.hero-image-stack .stack-main {
  width: 100%;
  aspect-ratio: .82;
  object-fit: cover;
  border-radius: 30px 30px 4px 30px;
  box-shadow: var(--shadow);
}
.mini-strip {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.mini-strip img {
  width: 100%;
  aspect-ratio: 1.1;
  object-fit: cover;
  border-radius: 18px;
  box-shadow: 0 12px 30px rgba(7,27,47,.1);
}
.stack-note {
  position: absolute;
  left: 16px;
  right: 16px;
  bottom: 96px;
  padding: 14px 16px;
  color: var(--white);
  background: rgba(7,27,47,.86);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 18px;
  backdrop-filter: blur(12px);
}
.stack-note strong,
.stack-note span {
  display: block;
}
.stack-note span {
  color: rgba(255,255,255,.68);
  font-size: 13px;
}
.calc-topline {
  display: flex;
  align-items: start;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 20px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}
.calc-topline span,
.calc-topline strong {
  display: block;
}
.calc-topline span {
  color: var(--muted);
  font-size: 12px;
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: 1.4px;
}
.calc-topline strong {
  color: var(--ink);
  font-size: 18px;
}
.calc-topline output {
  color: var(--teal);
  font-size: clamp(30px, 3vw, 40px);
  font-weight: 950;
  line-height: .92;
  white-space: nowrap;
}
.calc-note {
  display: grid;
  gap: 3px;
  margin: 18px 0;
  padding: 15px;
  color: var(--ink);
  background: #f2faf9;
  border-radius: 16px;
}
.calc-note span {
  color: var(--muted);
  font-size: 13px;
}
.home-editorial {
  display: grid;
  grid-template-columns: 1fr .9fr .7fr;
  grid-auto-rows: minmax(230px, auto);
  gap: 16px;
  padding: 64px 0;
}
.editorial-photo,
.editorial-card {
  overflow: hidden;
  border-radius: 28px;
  box-shadow: 0 16px 44px rgba(7, 27, 47, .08);
}
.editorial-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.editorial-photo.tall {
  grid-row: span 2;
}
.editorial-card {
  display: grid;
  align-content: center;
  padding: clamp(24px, 4vw, 46px);
  background:
    linear-gradient(135deg, rgba(15,181,167,.14), transparent 42%),
    var(--white);
  border: 1px solid var(--line);
}
.editorial-card h2,
.wide-head h2,
.method-content h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(28px, 3.5vw, 46px);
  line-height: 1.05;
}
.text-link {
  width: fit-content;
  margin-top: 14px;
  color: var(--teal);
  font-weight: 900;
  border-bottom: 2px solid currentColor;
}
.home-loans {
  padding: 76px 0;
  background: var(--white);
}
.wide-head {
  display: grid;
  grid-template-columns: .45fr 1fr;
  gap: 30px;
  align-items: end;
  margin-bottom: 28px;
}
.loan-mosaic {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 14px;
}
.mosaic-item {
  position: relative;
  min-height: 310px;
  overflow: hidden;
  display: grid;
  align-content: end;
  padding: 20px;
  color: var(--white);
  border-radius: 26px;
  isolation: isolate;
}
.mosaic-item::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(180deg, rgba(7,27,47,.06), rgba(7,27,47,.84));
}
.mosaic-item img {
  position: absolute;
  inset: 0;
  z-index: -2;
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform .35s ease;
}
.mosaic-item:hover img { transform: scale(1.05); }
.mosaic-item span {
  font-size: 20px;
  font-weight: 950;
}
.mosaic-item p {
  margin: 8px 0 0;
  color: rgba(255,255,255,.76);
  font-size: 14px;
}
.home-method {
  display: grid;
  grid-template-columns: .75fr 1fr;
  gap: 34px;
  align-items: center;
  padding: 82px 0;
}
.method-cover img {
  width: 100%;
  aspect-ratio: .88;
  object-fit: cover;
  border-radius: 32px 32px 4px 32px;
  box-shadow: var(--shadow);
}
.method-steps {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 26px;
}
.method-steps div {
  padding: 20px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
}
.method-steps span {
  color: var(--coral);
  font-weight: 950;
}
.method-steps h3 {
  margin: 8px 0 6px;
  color: var(--ink);
}
.method-steps p {
  margin: 0;
  color: var(--muted);
}
.home-proof {
  padding: 82px 0;
  color: var(--white);
  background: linear-gradient(135deg, var(--ink), #0f4f5c);
}
.proof-layout {
  display: grid;
  grid-template-columns: 1fr .72fr;
  gap: 44px;
  align-items: center;
}
.proof-quote .eyebrow { color: var(--lemon); }
.proof-quote blockquote {
  margin: 0;
  color: var(--white);
  font-size: clamp(24px, 3.2vw, 42px);
  line-height: 1.12;
  font-weight: 900;
}
.proof-quote span {
  display: block;
  margin-top: 18px;
  color: rgba(255,255,255,.64);
}
.proof-list {
  padding: 28px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 24px;
}
.proof-list p {
  margin-top: 0;
  color: rgba(255,255,255,.78);
}
.content-columns {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  padding: 36px 0 70px;
}
.content-columns .section-head {
  grid-column: 1 / -1;
  margin-bottom: 8px;
}
.deep-card {
  padding: 26px;
  background:
    linear-gradient(135deg, rgba(15,181,167,.08), transparent 34%),
    var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .055);
}
.deep-card h3 {
  margin: 0 0 10px;
  color: var(--ink);
  font-size: 23px;
}
.deep-card p {
  margin: 0;
  color: var(--muted);
}
.timeline-wide {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0;
  overflow: hidden;
  margin-bottom: 86px;
  background: var(--ink);
  border-radius: 28px;
}
.timeline-wide div {
  padding: 28px;
  color: var(--white);
  border-right: 1px solid rgba(255,255,255,.14);
}
.timeline-wide div:last-child { border-right: 0; }
.timeline-wide span {
  color: var(--lemon);
  font-weight: 950;
}
.timeline-wide p {
  margin: 10px 0 0;
  color: rgba(255,255,255,.72);
}

/* About page */
.about-page {
  background:
    linear-gradient(180deg, #f7fbfb 0, #fff 42%, #f7fbfb 100%);
}
.about-hero {
  grid-template-columns: minmax(0, .86fr) minmax(360px, .78fr);
  gap: 46px;
  padding-bottom: 58px;
}
.about-hero-copy {
  position: relative;
}
.about-hero-copy::before {
  content: "";
  display: block;
  width: 72px;
  height: 6px;
  margin-bottom: 22px;
  background: linear-gradient(90deg, var(--teal), var(--blue));
  border-radius: 999px;
}
.about-hero-points {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 28px;
}
.about-hero-points span {
  padding: 15px;
  color: #43586c;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 12px 32px rgba(7,27,47,.05);
}
.about-hero-points strong {
  display: block;
  color: var(--ink);
  font-size: 26px;
  line-height: 1;
}
.about-hero-media {
  position: relative;
}
.about-hero-media img {
  aspect-ratio: 1.08;
  border-radius: 28px 28px 4px 28px;
}
.about-media-note {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 18px;
  padding: 16px;
  color: var(--white);
  background: rgba(7,27,47,.86);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.about-media-note strong,
.about-media-note span {
  display: block;
}
.about-media-note span {
  margin-top: 5px;
  color: rgba(255,255,255,.75);
  font-size: 13px;
}
.about-story {
  grid-template-columns: minmax(0, 1fr) minmax(320px, .55fr);
  padding-top: 18px;
}
.about-story .story-card {
  border-radius: 22px;
}
.about-story-main {
  position: relative;
  overflow: hidden;
  padding: 34px;
}
.about-story-main::after {
  content: "";
  position: absolute;
  right: -34px;
  top: -34px;
  width: 160px;
  height: 160px;
  background: linear-gradient(135deg, rgba(15,181,167,.16), rgba(46,124,246,.08));
  border-radius: 44px;
  transform: rotate(12deg);
}
.about-story-main > * {
  position: relative;
  z-index: 1;
}
.about-story-main ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}
.about-story-main li {
  padding: 8px 10px;
  color: #2c5f67;
  font-size: 13px;
  font-weight: 850;
  background: #eaf7f5;
  border-radius: 999px;
}
.about-story .story-card.accent {
  display: grid;
  align-content: space-between;
  gap: 24px;
  background:
    linear-gradient(135deg, rgba(15,181,167,.18), transparent 42%),
    linear-gradient(135deg, var(--ink), #123f4c);
}
.about-story .story-card.accent .btn {
  justify-self: start;
}
.about-values {
  padding-top: 8px;
  padding-bottom: 72px;
}
.about-values .value-tile {
  position: relative;
  overflow: hidden;
  min-height: 190px;
  border-radius: 18px;
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.about-values .value-tile::after {
  content: "";
  position: absolute;
  right: -28px;
  bottom: -28px;
  width: 88px;
  height: 88px;
  background: rgba(15,181,167,.1);
  border-radius: 28px;
}
.about-values .value-tile span {
  color: var(--teal);
}
@media (hover: hover) {
  .about-values .value-tile:hover {
    transform: translateY(-4px);
    border-color: rgba(15,181,167,.42);
    box-shadow: 0 20px 54px rgba(7, 27, 47, .1);
  }
}
.about-method {
  position: relative;
  overflow: hidden;
  padding: 30px;
  margin-bottom: 70px;
  background: var(--ink);
  border-radius: 28px;
}
.about-method img {
  border-radius: 22px 22px 4px 22px;
}
.about-method h2,
.about-method p {
  color: var(--white);
}
.about-method .eyebrow {
  color: var(--lemon);
}
.about-method .check-list li {
  color: rgba(255,255,255,.86);
  background: rgba(255,255,255,.09);
}
.about-expertise {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 56px 0 88px;
  background:
    linear-gradient(180deg, #f3fbfa, #fff 48%, #f3fbfa);
}
.about-expertise-inner {
  width: min(1720px, calc(100% - 96px));
  margin-inline: auto;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}
.about-expertise .section-head {
  position: relative;
  overflow: visible;
  display: grid;
  grid-column: 1 / -1;
  grid-template-columns: minmax(0, 1.08fr) minmax(0, .95fr) minmax(260px, .72fr);
  gap: 18px;
  align-items: center;
  width: 100%;
  margin-left: 0;
  transform: none;
  padding: 18px;
  color: var(--ink);
  background:
    linear-gradient(135deg, rgba(15,181,167,.08), transparent 42%),
    var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 18px 48px rgba(7, 27, 47, .07);
}
.expertise-title,
.expertise-summary,
.expertise-proof {
  min-width: 0;
}
.expertise-title {
  min-height: 236px;
  padding: 28px;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(15,181,167,.2), transparent 46%),
    linear-gradient(135deg, var(--ink), #143f4c);
  border-radius: 20px 20px 4px 20px;
}
.expertise-title h2 {
  overflow-wrap: anywhere;
  hyphens: auto;
}
.about-expertise .section-head::after {
  content: none;
}
.about-expertise .section-head > * {
  position: relative;
  z-index: 1;
}
.about-expertise .section-head .eyebrow,
.about-expertise .section-head h2,
.about-expertise .section-head p {
  color: inherit;
}
.about-expertise .section-head .eyebrow {
  color: var(--lemon);
}
.about-expertise .section-head h2 {
  max-width: 720px;
  margin: 0;
  color: inherit;
  font-size: clamp(28px, 2.7vw, 40px);
  line-height: 1.07;
}
.expertise-summary {
  display: grid;
  align-content: center;
  gap: 16px;
  min-height: 236px;
  padding: 24px;
  background:
    linear-gradient(135deg, rgba(15,181,167,.08), transparent 48%),
    #f8fcfc;
  border: 1px solid var(--line);
  border-radius: 20px;
}
.expertise-summary p {
  margin: 0;
  color: var(--muted);
  font-size: 15px;
}
.expertise-summary ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.expertise-summary li {
  padding: 8px 10px;
  color: #2c5f67;
  font-size: 12px;
  font-weight: 850;
  background: #eaf7f5;
  border: 1px solid rgba(15,181,167,.18);
  border-radius: 999px;
}
.expertise-proof {
  display: grid;
  align-content: center;
  gap: 10px;
  min-height: 236px;
  padding: 18px;
  background: var(--ink);
  border-radius: 18px 18px 4px 18px;
}
.expertise-proof > strong {
  color: var(--lemon);
  font-size: 12px;
  font-weight: 950;
  letter-spacing: 1.1px;
  text-transform: uppercase;
}
.expertise-proof div {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 10px;
  align-items: start;
  padding-top: 10px;
  border-top: 1px solid rgba(255,255,255,.14);
}
.expertise-proof span {
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  color: var(--white);
  font-size: 12px;
  font-weight: 950;
  background: rgba(255,255,255,.12);
  border-radius: 11px;
}
.expertise-proof p {
  margin: 0;
  color: rgba(255,255,255,.78);
  font-size: 14px;
  line-height: 1.38;
}
.about-expertise .deep-card {
  border-radius: 20px;
}
.about-expertise .expertise-card {
  position: relative;
  display: grid;
  gap: 12px;
  overflow: hidden;
  min-height: 300px;
  padding: 24px;
  background: var(--white);
  box-shadow: 0 14px 38px rgba(7, 27, 47, .055);
}
.about-expertise .expertise-card::after {
  content: "";
  position: absolute;
  right: -28px;
  bottom: -28px;
  width: 100px;
  height: 100px;
  background: rgba(15,181,167,.08);
  border-radius: 30px;
}
.expertise-card > * {
  position: relative;
  z-index: 1;
}
.expertise-card > span {
  display: grid;
  width: 46px;
  height: 46px;
  place-items: center;
  color: var(--white);
  font-weight: 950;
  background: linear-gradient(135deg, var(--teal), var(--blue));
  border-radius: 14px 14px 4px 14px;
}
.expertise-card h3 {
  margin: 0;
  color: var(--ink);
  font-size: 22px;
  line-height: 1.16;
}
.expertise-card p {
  margin: 0;
  color: var(--muted);
  font-size: 15px;
}
.expertise-card ul {
  display: grid;
  gap: 7px;
  margin: 6px 0 0;
  padding: 0;
  list-style: none;
}
.expertise-card li {
  padding: 8px 10px;
  color: #385066;
  font-size: 13px;
  font-weight: 800;
  background: #f0f8f8;
  border-radius: 10px;
}
.about-timeline {
  margin-bottom: 86px;
  border-radius: 24px;
  box-shadow: 0 20px 54px rgba(7,27,47,.12);
}
.comparison-section {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
  align-items: start;
  padding: 8px 0 84px;
}
.comparison-section .section-head {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, .88fr) minmax(320px, .72fr);
  gap: 30px;
  align-items: center;
  padding: 30px;
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 7px solid var(--teal);
  border-radius: 24px 24px 4px 24px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .055);
}
.comparison-section .section-head::after {
  content: "";
  position: absolute;
  right: 26px;
  top: 24px;
  width: 92px;
  height: 92px;
  background:
    linear-gradient(135deg, rgba(15,181,167,.18), rgba(46,124,246,.12));
  border-radius: 24px 24px 4px 24px;
  z-index: 0;
}
.comparison-section .section-head > * {
  position: relative;
  z-index: 1;
}
.comparison-section .section-head .eyebrow {
  margin-bottom: 12px;
}
.comparison-section .section-head h2 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(28px, 3.2vw, 42px);
  line-height: 1.08;
}
.comparison-section .section-head p:last-child {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
}
.comparison-intro {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin: 0;
  padding: 15px 18px;
  color: var(--white);
  background: linear-gradient(135deg, var(--teal), var(--blue));
  border-radius: 4px 18px 18px 18px;
  box-shadow: 0 12px 32px rgba(15,181,167,.18);
}
.comparison-intro strong,
.comparison-intro span {
  display: block;
}
.comparison-intro strong {
  font-size: 15px;
}
.comparison-intro span {
  color: rgba(255,255,255,.78);
  font-size: 13px;
}
.comparison-table {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: var(--white);
  box-shadow: 0 14px 38px rgba(7, 27, 47, .055);
}
.comparison-table > div {
  display: grid;
  grid-template-columns: .55fr 1fr 1fr;
  gap: 18px;
  padding: 18px 20px;
  border-bottom: 1px solid var(--line);
}
.comparison-table > div:first-child {
  color: var(--white);
  background: var(--ink);
}
.comparison-table > div:nth-child(odd):not(:first-child) {
  background: #f8fcfc;
}
.comparison-table > div:last-child { border-bottom: 0; }
.comparison-table span { color: #43586c; }
.comparison-table span:first-child {
  color: var(--ink);
  font-weight: 900;
}
.loan-compare-redesign {
  gap: 18px;
}
.loan-compare-redesign .compare-head {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(300px, .58fr);
  gap: 28px;
  align-items: end;
  padding: 0 0 8px;
  background: transparent;
  border: 0;
  box-shadow: none;
}
.loan-compare-redesign .compare-head h2 {
  max-width: 820px;
  margin: 0;
  color: var(--ink);
  font-size: clamp(30px, 3.6vw, 50px);
  line-height: 1.04;
}
.loan-compare-redesign .compare-head > p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
}
.compare-reading {
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(280px, .48fr) 1fr;
  gap: 0;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .055);
}
.compare-reading-head {
  display: grid;
  align-content: center;
  gap: 8px;
  padding: 22px 24px;
  color: var(--white);
  background: linear-gradient(135deg, var(--teal), var(--blue));
}
.compare-reading-head strong,
.compare-reading-head span,
.compare-focus-grid strong {
  display: block;
}
.compare-reading-head strong {
  font-size: 18px;
}
.compare-reading-head span {
  color: rgba(255,255,255,.78);
  font-size: 14px;
}
.compare-focus-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.compare-focus-grid span {
  min-height: 104px;
  padding: 20px;
  color: var(--muted);
  font-size: 14px;
  border-left: 1px solid var(--line);
}
.compare-focus-grid strong {
  margin-bottom: 7px;
  color: var(--ink);
  font-size: 17px;
}
.loan-compare-redesign .comparison-table {
  border-radius: 22px;
  box-shadow: 0 16px 42px rgba(7, 27, 47, .06);
}
.advisory-band {
  position: relative;
  display: grid;
  grid-template-columns: minmax(340px, .82fr) minmax(0, 1fr);
  gap: 34px;
  align-items: start;
  padding: 32px 0 88px;
}
.advisory-band::before {
  content: "";
  position: absolute;
  inset: 0 auto 40px 50%;
  width: 50vw;
  background: linear-gradient(135deg, #eef8f7, rgba(255,255,255,0));
  border-radius: 32px 0 0 32px;
  pointer-events: none;
}
.advisory-copy,
.advisory-cards {
  position: relative;
  z-index: 1;
}
.advisory-copy h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(30px, 3.4vw, 46px);
  line-height: 1.06;
}
.advisory-copy > p {
  max-width: 540px;
  margin: 18px 0 0;
  color: var(--muted);
  font-size: 16px;
}
.advisory-visual {
  overflow: hidden;
  margin-top: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 16px 42px rgba(7, 27, 47, .07);
}
.advisory-visual img {
  width: 100%;
  aspect-ratio: 1.7;
  object-fit: cover;
}
.advisory-visual div {
  padding: 18px 20px;
  color: var(--white);
  background: linear-gradient(135deg, var(--ink), #0f4f5c);
}
.advisory-visual strong,
.advisory-visual span {
  display: block;
}
.advisory-visual strong {
  font-size: 17px;
}
.advisory-visual span {
  margin-top: 5px;
  color: rgba(255,255,255,.74);
  font-size: 14px;
}
.advisory-cards,
.document-grid,
.case-grid {
  display: grid;
  gap: 18px;
}
.advisory-cards {
  grid-template-columns: 1fr;
  gap: 14px;
}
.document-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.advisory-step {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 18px;
  align-items: start;
  padding: 24px;
  background: rgba(255,255,255,.92);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 16px 42px rgba(7, 27, 47, .065);
  backdrop-filter: blur(8px);
}
.advisory-step span {
  display: grid;
  width: 54px;
  height: 54px;
  place-items: center;
  color: var(--white);
  font-size: 17px;
  font-weight: 950;
  background: linear-gradient(135deg, var(--teal), var(--blue));
  border-radius: 16px 16px 4px 16px;
}
.advisory-step h3 {
  margin: 0;
  color: var(--ink);
  font-size: 22px;
  line-height: 1.18;
}
.advisory-step p {
  margin: 9px 0 0;
  color: var(--muted);
  font-size: 15px;
}
.advisory-step div > strong {
  display: inline-block;
  margin-top: 14px;
  padding: 8px 11px;
  color: #2c5f67;
  font-size: 13px;
  line-height: 1.25;
  background: #eaf7f5;
  border-radius: 999px;
}
.document-lab {
  padding-bottom: 34px;
}
.cases-section {
  padding: 18px 0 74px;
}
.case-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.case-card {
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 14px 38px rgba(7, 27, 47, .055);
}
.case-card img {
  width: 100%;
  aspect-ratio: 1.45;
  object-fit: cover;
}
.case-card h3,
.case-card p,
.case-card ul {
  margin-left: 22px;
  margin-right: 22px;
}
.case-card h3 {
  margin-top: 20px;
  margin-bottom: 8px;
  color: var(--ink);
  font-size: 23px;
}
.case-card p {
  color: var(--muted);
}
.case-card ul {
  display: grid;
  gap: 8px;
  margin-bottom: 22px;
  padding: 0;
  list-style: none;
}
.case-card li {
  padding: 9px 11px;
  background: #f0f8f8;
  border-radius: 11px;
  color: #385066;
  font-weight: 750;
  font-size: 14px;
}
.testimonial-stats {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin-bottom: 86px;
}
.testimonial-stats div {
  padding: 24px;
  color: var(--white);
  background: linear-gradient(135deg, var(--ink), #0f4f5c);
  border-radius: 22px;
}
.testimonial-stats strong,
.testimonial-stats span {
  display: block;
}
.testimonial-stats strong {
  font-size: 42px;
  line-height: 1;
}
.testimonial-stats span {
  margin-top: 9px;
  color: rgba(255,255,255,.72);
}
.contact-after {
  padding: 76px 0 86px;
}

@media (max-width: 1120px) {
  .cockpit-grid,
  .home-method,
  .proof-layout,
  .wide-head,
  .advisory-band {
    grid-template-columns: 1fr;
  }
  .advisory-band::before {
    inset: 170px 0 34px 0;
    width: auto;
    border-radius: 28px;
  }
  .advisory-visual {
    max-width: 680px;
  }
  .loan-mosaic {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .cockpit-grid {
    grid-template-columns: 1fr;
  }
  .hero-image-stack .stack-main {
    aspect-ratio: 1.55;
  }
  .home-trust,
  .loan-catalog {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .home-method-preview,
  .loans-head,
  .contact-page-grid,
  .contact-hero-inner,
  .contact-after-head,
  .contact-v3-main,
  .contact-v3-steps-grid,
  .home-process,
  .process-board,
  .results-grid,
  .comparison-section {
    grid-template-columns: 1fr;
  }
  .comparison-section .section-head {
    position: static;
    grid-template-columns: 1fr;
  }
  .comparison-intro,
  .comparison-table {
    grid-column: auto;
  }
  .loan-showcase-head {
    grid-template-columns: 1fr;
  }
  .loan-compare-redesign .compare-head,
  .compare-reading {
    grid-template-columns: 1fr;
  }
  .contact-cards-row,
  .contact-step-strip {
    grid-template-columns: 1fr;
  }
  .contact-step-strip article {
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }
  .contact-step-strip article:last-child {
    border-bottom: 0;
  }
  .result-card.quote {
    grid-column: auto;
  }
  .method-preview-media {
    min-height: 360px;
  }
}

@media (max-width: 980px) {
  .home-editorial {
    grid-template-columns: 1fr 1fr;
  }
  .editorial-photo.tall {
    grid-row: auto;
  }
  .footer-main {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .home-cockpit { padding-top: 18px; }
  .cockpit-grid { min-height: auto; }
  .cockpit-copy h1 { font-size: 34px; }
  .cockpit-metrics,
  .method-steps,
  .loan-mosaic,
  .home-editorial {
    grid-template-columns: 1fr;
  }
  .mosaic-item { min-height: 290px; }
  .calc-topline {
    flex-direction: column;
  }
  .stack-note { position: static; }
  .footer-main { grid-template-columns: 1fr; }
  .footer-bottom { display: grid; }
  .home-trust,
  .loan-catalog {
    grid-template-columns: 1fr;
  }
  .method-preview-media {
    min-height: auto;
  }
  .preview-main,
  .preview-secondary {
    position: static;
    width: 100%;
    border: 0;
    margin-top: 12px;
  }
  .contact-page-hero {
    padding: 34px 0 52px;
  }
  .contact-hero-redesign {
    padding: 38px 0 58px;
  }
  .contact-hero-redesign .contact-intro h1 {
    font-size: 34px;
  }
  .contact-v3-hero {
    padding: 42px 0 120px;
  }
  .contact-v3-main {
    margin-top: -80px;
  }
  .steps-list {
    grid-template-columns: 1fr;
  }
  .contact-cards-row {
    margin-top: -22px;
  }
  .contact-form-shell {
    padding: 18px;
  }
  .contact-route-cards {
    grid-template-columns: 1fr;
  }
  .content-columns,
  .timeline-wide,
  .comparison-table > div,
  .document-grid,
  .case-grid,
  .testimonial-stats {
    grid-template-columns: 1fr;
  }
  .advisory-band {
    padding-top: 12px;
    padding-bottom: 58px;
  }
  .advisory-band::before {
    display: none;
  }
  .advisory-step {
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 20px;
  }
  .advisory-step div > strong {
    border-radius: 14px;
  }
  .timeline-wide div {
    border-right: 0;
    border-bottom: 1px solid rgba(255,255,255,.14);
  }
  .timeline-wide div:last-child { border-bottom: 0; }
  .loan-hero-actions,
  .comparison-intro {
    align-items: stretch;
    flex-direction: column;
  }
  .loan-hero-metrics,
  .loan-showcase,
  .loan-showcase-head,
  .compare-focus-grid {
    grid-template-columns: 1fr;
  }
  .loan-compare-redesign .compare-head h2 {
    font-size: 32px;
  }
  .compare-focus-grid span {
    min-height: auto;
    border-left: 0;
    border-top: 1px solid var(--line);
  }
  .loan-showcase-head {
    padding: 22px;
  }
  .loan-row > div {
    padding: 20px;
  }
  .comparison-section .section-head {
    padding: 22px;
    border-left-width: 5px;
  }
  .comparison-section .section-head::after {
    display: none;
  }
}

/* Typography restraint pass */
.page-hero h1,
.contact-copy h1,
.legal-page h1 {
  font-size: clamp(32px, 4.2vw, 54px);
  line-height: 1.04;
}
.section-head h2,
.intro-grid h2,
.calc-copy h2,
.contact-copy h2,
.image-text-panel h2,
.home-feature h2,
.advisory-copy h2 {
  font-size: clamp(26px, 3.2vw, 42px);
  line-height: 1.08;
}
.loan-row h2 {
  font-size: clamp(25px, 2.7vw, 36px);
}
.payment-output strong {
  font-size: 32px;
}
.method-steps h3,
.deep-card h3,
.case-card h3,
.value-tile h3 {
  font-size: 20px;
}

/* Contact page final layout guard */
.contact-info-panel {
  margin-top: 0;
}
.contact-v3-form .form-status {
  min-height: 20px;
  margin: 0;
}

@media (max-width: 1120px) {
  .contact-v3-main {
    grid-template-columns: 1fr;
  }
  .contact-v3-steps {
    background: var(--ink);
  }
  .followup-shell {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .contact-v3-side {
    position: static;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .contact-photo-stack {
    grid-row: span 2;
  }
}

@media (max-width: 640px) {
  .contact-v3-hero {
    padding: 48px 0 142px;
  }
  .contact-v3-main {
    margin-top: -96px;
    margin-bottom: 56px;
  }
  .contact-v3-side {
    grid-template-columns: 1fr;
  }
  .contact-photo-stack {
    grid-row: auto;
  }
  .contact-v3-steps {
    padding: 58px 0 64px;
  }
  .followup-board li {
    grid-template-columns: 56px 1fr;
    gap: 14px;
    min-height: auto;
    padding: 18px;
  }
  .followup-board li::before {
    left: 45px;
    top: 74px;
  }
  .followup-board span {
    width: 46px;
    height: 46px;
    border-radius: 15px 15px 4px 15px;
  }
  .followup-board strong {
    font-size: 18px;
  }
}

/* About page responsive guard */
@media (max-width: 980px) {
  .about-hero,
  .about-story,
  .about-method,
  .about-expertise .section-head {
    grid-template-columns: 1fr;
  }
  .about-expertise {
    padding: 42px 0 68px;
  }
  .about-expertise-inner {
    width: calc(100% - 40px);
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .about-expertise .section-head {
    width: 100%;
    overflow: visible;
  }
  .about-hero-media img {
    aspect-ratio: 1.45;
  }
  .about-method {
    padding: 24px;
  }
}

@media (max-width: 640px) {
  .about-hero {
    padding-top: 42px;
    padding-bottom: 38px;
  }
  .about-hero-points {
    grid-template-columns: 1fr;
  }
  .about-story-main,
  .about-story .story-card,
  .about-expertise .section-head {
    padding: 22px;
  }
  .about-expertise {
    padding: 38px 0 58px;
  }
  .about-expertise-inner {
    width: calc(100% - 28px);
    grid-template-columns: 1fr;
  }
  .expertise-title,
  .expertise-summary,
  .expertise-proof {
    min-height: auto;
  }
  .expertise-summary ul {
    display: grid;
    grid-template-columns: 1fr;
  }
  .about-expertise .expertise-card {
    min-height: auto;
  }
  .about-values {
    padding-bottom: 48px;
  }
  .about-method {
    margin-bottom: 48px;
    border-radius: 22px;
  }
  .about-timeline {
    margin-bottom: 58px;
  }
}

/* Final redesign: about expertise block */
.about-page .about-expertise {
  margin: 72px 0 86px;
  padding: 72px 0;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(7,27,47,.96), rgba(13,59,70,.96)),
    url("../img/dossier-methode.jpg") center/cover;
}
.about-page .about-expertise-inner {
  width: min(1540px, calc(100% - 80px));
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}
.about-page .about-expertise .section-head {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(0, .7fr) minmax(280px, .55fr);
  gap: 16px;
  padding: 0;
  color: var(--white);
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}
.about-page .expertise-title,
.about-page .expertise-summary,
.about-page .expertise-proof {
  min-height: 250px;
  border: 1px solid rgba(255,255,255,.14);
  box-shadow: 0 18px 48px rgba(0,0,0,.18);
}
.about-page .expertise-title {
  display: grid;
  align-content: end;
  padding: 30px;
  background: rgba(255,255,255,.1);
  backdrop-filter: blur(12px);
}
.about-page .expertise-title .eyebrow {
  color: var(--lemon);
}
.about-page .about-expertise .section-head h2 {
  color: var(--white);
  font-size: clamp(34px, 4.4vw, 64px);
  line-height: .98;
}
.about-page .expertise-summary {
  padding: 30px;
  color: var(--white);
  background: rgba(255,255,255,.94);
}
.about-page .expertise-summary p {
  color: var(--ink);
  font-size: 18px;
  line-height: 1.45;
}
.about-page .expertise-summary li {
  color: var(--white);
  background: linear-gradient(135deg, var(--teal), var(--blue));
  border: 0;
}
.about-page .expertise-proof {
  padding: 24px;
  background: rgba(7,27,47,.88);
  backdrop-filter: blur(12px);
}
.about-page .about-expertise .expertise-card {
  min-height: 270px;
  color: var(--white);
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.16);
  box-shadow: none;
  backdrop-filter: blur(12px);
}
.about-page .expertise-card h3,
.about-page .expertise-card p {
  color: var(--white);
}
.about-page .expertise-card p {
  opacity: .78;
}
.about-page .expertise-card li {
  color: rgba(255,255,255,.9);
  background: rgba(255,255,255,.1);
}

@media (max-width: 980px) {
  .about-page .about-expertise-inner,
  .about-page .about-expertise .section-head {
    grid-template-columns: 1fr;
  }
  .about-page .about-expertise-inner {
    width: min(100% - 40px, 900px);
  }
  .about-page .expertise-title,
  .about-page .expertise-summary,
  .about-page .expertise-proof {
    min-height: auto;
  }
}

@media (max-width: 640px) {
  .about-page .about-expertise {
    margin: 48px 0 58px;
    padding: 48px 0;
  }
  .about-page .about-expertise-inner {
    width: calc(100% - 28px);
  }
  .about-page .about-expertise .section-head h2 {
    font-size: 36px;
  }
}

/* Final redesign v3: about expertise */
.about-page .about-expertise {
  margin: 72px 0 88px;
  padding: 0;
  color: var(--white);
  background: var(--ink);
}
.about-page .about-expertise-inner {
  width: 100%;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0;
}
.expertise-banner {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: minmax(0, .92fr) minmax(360px, .72fr) minmax(0, .82fr);
  min-height: 520px;
  background:
    linear-gradient(135deg, rgba(7,27,47,.96), rgba(13,59,70,.92));
}
.expertise-banner-copy {
  display: grid;
  align-content: center;
  gap: 18px;
  padding: clamp(34px, 5vw, 72px);
}
.expertise-banner-copy .eyebrow {
  color: var(--lemon);
}
.expertise-banner-copy h2 {
  max-width: 720px;
  margin: 0;
  color: var(--white);
  font-size: clamp(34px, 4vw, 62px);
  line-height: 1.02;
}
.expertise-banner-copy p {
  max-width: 660px;
  margin: 0;
  color: rgba(255,255,255,.76);
  font-size: 16px;
}
.expertise-banner-media {
  position: relative;
  min-height: 100%;
}
.expertise-banner-media img {
  width: 100%;
  height: 100%;
  min-height: 520px;
  object-fit: cover;
}
.expertise-banner-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 35%, rgba(7,27,47,.74));
}
.expertise-banner-media div {
  position: absolute;
  left: 20px;
  right: 20px;
  bottom: 20px;
  z-index: 1;
  padding: 18px;
  color: var(--white);
  background: rgba(7,27,47,.82);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.expertise-banner-media strong,
.expertise-banner-media span {
  display: block;
}
.expertise-banner-media span {
  margin-top: 6px;
  color: rgba(255,255,255,.72);
  font-size: 13px;
}
.expertise-banner-points {
  display: grid;
  align-content: stretch;
}
.expertise-banner-points div {
  display: grid;
  align-content: center;
  gap: 8px;
  min-height: 170px;
  padding: 30px;
  border-left: 1px solid rgba(255,255,255,.12);
  border-bottom: 1px solid rgba(255,255,255,.12);
  background: rgba(255,255,255,.06);
}
.expertise-banner-points div:last-child {
  border-bottom: 0;
}
.expertise-banner-points span {
  color: var(--lemon);
  font-size: 12px;
  font-weight: 950;
}
.expertise-banner-points strong {
  color: var(--white);
  font-size: 19px;
  line-height: 1.1;
}
.expertise-banner-points p {
  margin: 0;
  color: rgba(255,255,255,.7);
  font-size: 14px;
}
.about-page .about-expertise .expertise-card {
  min-height: 310px;
  padding: 30px;
  color: var(--ink);
  background: var(--white);
  border: 0;
  border-right: 1px solid var(--line);
  border-radius: 0;
  box-shadow: none;
  backdrop-filter: none;
}
.about-page .about-expertise .expertise-card > span {
  font-size: 14px;
}
.about-page .about-expertise .expertise-card h3 {
  font-size: 20px;
}
.about-page .about-expertise .expertise-card p {
  font-size: 14px;
}
.about-page .about-expertise .expertise-card li {
  font-size: 12.5px;
}
.about-page .about-expertise .expertise-card:last-child {
  border-right: 0;
}
.about-page .expertise-card h3,
.about-page .expertise-card p {
  color: inherit;
}
.about-page .expertise-card p {
  color: var(--muted);
  opacity: 1;
}
.about-page .expertise-card li {
  color: #385066;
  background: #eff8f7;
}

@media (max-width: 1180px) {
  .expertise-banner {
    grid-template-columns: 1fr 1fr;
  }
  .expertise-banner-points {
    grid-column: 1 / -1;
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
  .expertise-banner-points div {
    border-top: 1px solid rgba(255,255,255,.12);
    border-bottom: 0;
  }
  .about-page .about-expertise-inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 720px) {
  .about-page .about-expertise {
    margin: 48px 0 58px;
  }
  .expertise-banner,
  .expertise-banner-points,
  .about-page .about-expertise-inner {
    grid-template-columns: 1fr;
  }
  .expertise-banner-copy h2 {
    font-size: 32px;
  }
  .expertise-banner-media img {
    min-height: 280px;
  }
  .expertise-banner-points div,
  .about-page .about-expertise .expertise-card {
    border-right: 0;
  }
}

/* Process page redesign */
.process-page {
  background: linear-gradient(180deg, #f7fbfb 0, #fff 42%, #f7fbfb 100%);
}
.process-hero {
  grid-template-columns: minmax(0, .9fr) minmax(360px, .76fr);
  gap: 42px;
  padding-bottom: 58px;
}
.process-hero-copy {
  position: relative;
}
.process-hero-copy::before {
  content: "";
  display: block;
  width: 78px;
  height: 6px;
  margin-bottom: 22px;
  background: linear-gradient(90deg, var(--teal), var(--blue));
  border-radius: 999px;
}
.process-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}
.process-hero-media {
  position: relative;
}
.process-hero-media img {
  aspect-ratio: 1.1;
  border-radius: 28px 28px 4px 28px;
}
.process-hero-note {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 18px;
  padding: 16px;
  color: var(--white);
  background: rgba(7,27,47,.86);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.process-hero-note strong,
.process-hero-note span {
  display: block;
}
.process-hero-note span {
  margin-top: 5px;
  color: rgba(255,255,255,.74);
  font-size: 13px;
}
.process-flow {
  margin: 16px 0 86px;
  padding: 74px 0;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(7,27,47,.96), rgba(13,59,70,.95)),
    url("../img/hero-advice.jpg") center/cover;
}
.process-flow-inner {
  width: min(1380px, calc(100% - 80px));
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(320px, .78fr) repeat(4, minmax(0, 1fr));
  gap: 14px;
}
.process-flow-head {
  display: grid;
  align-content: center;
  min-height: 320px;
  padding: 28px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 24px 24px 4px 24px;
  backdrop-filter: blur(12px);
}
.process-flow-head .eyebrow {
  color: var(--lemon);
}
.process-flow-head h2 {
  margin: 0;
  color: var(--white);
  font-size: clamp(28px, 3vw, 42px);
  line-height: 1.08;
}
.process-flow-head p {
  color: rgba(255,255,255,.74);
}
.process-flow .process-panel {
  display: grid;
  align-content: start;
  gap: 14px;
  min-height: 320px;
  padding: 24px;
  color: var(--white);
  background: rgba(7,27,47,.78);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 20px;
  backdrop-filter: blur(10px);
}
.process-flow .process-panel span {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  color: var(--ink);
  background: var(--lemon);
  border-radius: 14px 14px 4px 14px;
  font-weight: 950;
}
.process-flow .process-panel h2 {
  margin: 0;
  color: var(--white);
  font-size: 22px;
}
.process-flow .process-panel p {
  margin: 0;
  color: rgba(255,255,255,.72);
  font-size: 14px;
}
.process-flow .process-panel strong {
  margin-top: auto;
  color: var(--white);
  font-size: 13px;
}
.process-docs-intro {
  margin-bottom: 82px;
  padding: 30px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: 0 18px 48px rgba(7,27,47,.07);
}
.process-documents .section-head {
  display: grid;
  grid-template-columns: minmax(0, .8fr) minmax(280px, .56fr);
  gap: 24px;
  align-items: end;
  padding: 26px;
  color: var(--white);
  background: linear-gradient(135deg, var(--teal), var(--blue));
  border-radius: 24px 24px 4px 24px;
}
.process-documents .section-head .eyebrow,
.process-documents .section-head h2,
.process-documents .section-head p {
  color: var(--white);
}
.process-documents .document-grid .deep-card {
  position: relative;
  overflow: hidden;
}
.process-documents .document-grid .deep-card > span {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  margin-bottom: 14px;
  color: var(--white);
  background: var(--ink);
  border-radius: 13px 13px 4px 13px;
  font-weight: 950;
}
.process-faq {
  display: grid;
  grid-template-columns: minmax(280px, .48fr) 1fr;
  gap: 28px;
  align-items: start;
  padding-bottom: 86px;
}
.process-faq .section-head {
  position: sticky;
  top: 96px;
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 6px solid var(--teal);
  border-radius: 22px;
  box-shadow: 0 14px 38px rgba(7,27,47,.055);
}
.process-faq .section-head h2 {
  margin-bottom: 12px;
  font-size: clamp(26px, 3vw, 38px);
}

@media (max-width: 1180px) {
  .process-flow-inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .process-flow-head {
    grid-column: 1 / -1;
  }
}

@media (max-width: 980px) {
  .process-hero,
  .process-documents .section-head,
  .process-faq {
    grid-template-columns: 1fr;
  }
  .process-faq .section-head {
    position: static;
  }
}

@media (max-width: 640px) {
  .process-hero {
    padding-top: 42px;
  }
  .process-flow {
    padding: 48px 0;
  }
  .process-flow-inner {
    width: calc(100% - 28px);
    grid-template-columns: 1fr;
  }
  .process-docs-intro,
  .process-documents .section-head,
  .process-faq .section-head {
    padding: 22px;
  }
  .process-hero-actions {
    align-items: stretch;
    flex-direction: column;
  }
}

/* Process preparation block final pass */
.process-page .process-documents {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 74px max(40px, calc((100vw - 1480px) / 2)) 88px;
  background:
    linear-gradient(180deg, #fff, #f2fbfa 54%, #fff);
}
.process-page .process-documents .section-head {
  display: grid;
  grid-template-columns: minmax(0, .86fr) minmax(320px, .58fr);
  gap: 28px;
  align-items: center;
  padding: 28px;
  color: var(--ink);
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 7px solid var(--teal);
  border-radius: 24px;
  box-shadow: 0 16px 42px rgba(7,27,47,.06);
}
.process-page .process-documents .section-head .eyebrow {
  color: var(--teal);
}
.process-page .process-documents .section-head h2 {
  max-width: 760px;
  margin: 0;
  color: var(--ink);
  font-size: clamp(30px, 3.2vw, 46px);
  line-height: 1.08;
}
.prep-summary {
  display: grid;
  gap: 16px;
}
.process-page .prep-summary p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
}
.prep-summary ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.prep-summary li {
  padding: 8px 10px;
  color: #2c5f67;
  font-size: 12px;
  font-weight: 850;
  background: #eaf7f5;
  border: 1px solid rgba(15,181,167,.18);
  border-radius: 999px;
}
.process-page .process-documents .document-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
  margin-top: 18px;
}
.process-page .process-documents .document-grid .deep-card {
  display: grid;
  align-content: start;
  gap: 12px;
  min-height: 260px;
  padding: 24px;
  background: var(--white);
  border-radius: 20px;
  box-shadow: 0 14px 38px rgba(7,27,47,.055);
}
.process-page .process-documents .document-grid .deep-card h3 {
  margin: 0;
  font-size: 20px;
}
.process-page .process-documents .document-grid .deep-card p {
  margin: 0;
  font-size: 14px;
}

@media (max-width: 1100px) {
  .process-page .process-documents .section-head,
  .process-page .process-documents .document-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 680px) {
  .process-page .process-documents {
    padding: 48px 14px 58px;
  }
  .process-page .process-documents .section-head,
  .process-page .process-documents .document-grid {
    grid-template-columns: 1fr;
  }
  .process-page .process-documents .section-head {
    padding: 22px;
  }
  .process-page .process-documents .section-head h2 {
    font-size: 32px;
  }
  .prep-summary ul {
    display: grid;
    grid-template-columns: 1fr;
  }
  .process-page .process-documents .document-grid .deep-card {
    min-height: auto;
  }
}

/* Process preparation block v3 */
.process-page .process-documents {
  padding: 0;
  background: var(--white);
}
.process-page .process-documents .prep-lead {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(360px, .72fr);
  overflow: hidden;
  margin-bottom: 18px;
  color: var(--white);
  background: var(--ink);
  border-radius: 28px 28px 4px 28px;
  box-shadow: 0 20px 54px rgba(7,27,47,.12);
}
.prep-copy {
  display: grid;
  align-content: center;
  gap: 18px;
  padding: clamp(28px, 4vw, 54px);
}
.prep-copy .eyebrow {
  color: var(--lemon);
}
.prep-copy h2 {
  max-width: 760px;
  margin: 0;
  color: var(--white);
  font-size: clamp(30px, 3.8vw, 56px);
  line-height: 1.03;
}
.prep-copy p {
  max-width: 680px;
  margin: 0;
  color: rgba(255,255,255,.74);
  font-size: 16px;
}
.prep-copy ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.prep-copy li {
  padding: 8px 10px;
  color: var(--white);
  font-size: 12px;
  font-weight: 850;
  background: rgba(255,255,255,.11);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 999px;
}
.prep-visual {
  position: relative;
  min-height: 420px;
}
.prep-visual img {
  width: 100%;
  height: 100%;
  min-height: 420px;
  object-fit: cover;
}
.prep-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 35%, rgba(7,27,47,.78));
}
.prep-visual div {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 18px;
  z-index: 1;
  padding: 16px;
  color: var(--white);
  background: rgba(7,27,47,.84);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.prep-visual strong,
.prep-visual span {
  display: block;
}
.prep-visual span {
  margin-top: 5px;
  color: rgba(255,255,255,.74);
  font-size: 13px;
}
.process-page .process-documents .document-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0;
  overflow: hidden;
  margin-top: 0;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: var(--white);
  box-shadow: 0 16px 42px rgba(7,27,47,.055);
}
.process-page .process-documents .document-grid .deep-card {
  min-height: 250px;
  border: 0;
  border-right: 1px solid var(--line);
  border-radius: 0;
  box-shadow: none;
}
.process-page .process-documents .document-grid .deep-card:last-child {
  border-right: 0;
}

@media (max-width: 980px) {
  .process-page .process-documents .prep-lead {
    grid-template-columns: 1fr;
  }
  .prep-visual,
  .prep-visual img {
    min-height: 300px;
  }
  .process-page .process-documents .document-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .process-page .process-documents .document-grid .deep-card:nth-child(2) {
    border-right: 0;
  }
  .process-page .process-documents .document-grid .deep-card:nth-child(-n+2) {
    border-bottom: 1px solid var(--line);
  }
}

@media (max-width: 640px) {
  .prep-copy h2 {
    font-size: 32px;
  }
  .prep-copy ul {
    display: grid;
    grid-template-columns: 1fr;
  }
  .process-page .process-documents .document-grid {
    grid-template-columns: 1fr;
  }
  .process-page .process-documents .document-grid .deep-card,
  .process-page .process-documents .document-grid .deep-card:nth-child(2) {
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }
  .process-page .process-documents .document-grid .deep-card:last-child {
    border-bottom: 0;
  }
}

/* Testimonials page redesign */
.testimonials-page {
  background: linear-gradient(180deg, #f7fbfb 0, #fff 45%, #f7fbfb 100%);
}
.testimonials-hero {
  grid-template-columns: minmax(0, .88fr) minmax(360px, .78fr);
  gap: 44px;
  padding-bottom: 64px;
}
.testimonials-hero-copy::before {
  content: "";
  display: block;
  width: 78px;
  height: 6px;
  margin-bottom: 22px;
  background: linear-gradient(90deg, var(--teal), var(--blue));
  border-radius: 999px;
}
.testimonial-hero-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 28px;
}
.testimonial-hero-metrics span {
  padding: 15px;
  color: #43586c;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 12px 32px rgba(7,27,47,.05);
}
.testimonial-hero-metrics strong {
  display: block;
  color: var(--ink);
  font-size: 28px;
  line-height: 1;
}
.testimonials-hero-media {
  position: relative;
}
.testimonials-hero-media img {
  aspect-ratio: 1.08;
  border-radius: 28px 28px 4px 28px;
}
.testimonials-hero-media div {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 18px;
  padding: 16px;
  color: var(--white);
  background: rgba(7,27,47,.86);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.testimonials-hero-media strong,
.testimonials-hero-media span {
  display: block;
}
.testimonials-hero-media span {
  margin-top: 5px;
  color: rgba(255,255,255,.74);
  font-size: 13px;
}
.testimonial-wall {
  padding: 76px 0;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(7,27,47,.96), rgba(13,59,70,.94)),
    url("../img/clients-temoignages.jpg") center/cover;
}
.testimonial-wall-inner {
  width: min(1380px, calc(100% - 80px));
  margin-inline: auto;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}
.testimonial-wall-head {
  grid-column: span 1;
  grid-row: span 2;
  display: grid;
  align-content: center;
  min-height: 420px;
  padding: 30px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 24px 24px 4px 24px;
  backdrop-filter: blur(12px);
}
.testimonial-wall-head .eyebrow {
  color: var(--lemon);
}
.testimonial-wall-head h2 {
  margin: 0;
  color: var(--white);
  font-size: clamp(28px, 3vw, 42px);
  line-height: 1.08;
}
.testimonial-wall-head p {
  color: rgba(255,255,255,.72);
}
.testimonial-wall .quote-card {
  display: grid;
  align-content: start;
  min-height: 280px;
  color: var(--white);
  background: rgba(7,27,47,.78);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 20px;
  box-shadow: none;
  backdrop-filter: blur(10px);
}
.testimonial-wall .quote-card span {
  color: var(--lemon);
}
.testimonial-wall .quote-card blockquote {
  color: var(--white);
  font-size: 18px;
}
.testimonial-wall .quote-card p {
  color: rgba(255,255,255,.68);
}
.testimonial-clarity {
  margin-top: 86px;
  margin-bottom: 86px;
  padding: 30px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: 0 18px 48px rgba(7,27,47,.07);
}
.testimonial-cases .section-head {
  display: grid;
  grid-template-columns: minmax(0, .8fr) minmax(280px, .55fr);
  gap: 24px;
  align-items: end;
  padding: 26px;
  color: var(--white);
  background: linear-gradient(135deg, var(--teal), var(--blue));
  border-radius: 24px 24px 4px 24px;
}
.testimonial-cases .section-head .eyebrow,
.testimonial-cases .section-head h2,
.testimonial-cases .section-head p {
  color: var(--white);
}
.testimonials-page .case-card {
  border-radius: 20px;
  transition: transform .22s ease, box-shadow .22s ease;
}
@media (hover: hover) {
  .testimonials-page .case-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 54px rgba(7,27,47,.11);
  }
}
.testimonials-page .testimonial-stats {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto 86px;
}

@media (max-width: 980px) {
  .testimonials-hero,
  .testimonial-cases .section-head {
    grid-template-columns: 1fr;
  }
  .testimonial-wall-inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .testimonial-wall-head {
    grid-column: 1 / -1;
    grid-row: auto;
    min-height: auto;
  }
}

@media (max-width: 640px) {
  .testimonials-hero {
    padding-top: 42px;
  }
  .testimonial-hero-metrics,
  .testimonial-wall-inner {
    grid-template-columns: 1fr;
  }
  .testimonial-wall-inner {
    width: calc(100% - 28px);
  }
  .testimonial-clarity,
  .testimonial-cases .section-head {
    padding: 22px;
  }
}

/* Testimonials cases header final pass */
.testimonials-page .testimonial-cases .section-head {
  display: grid;
  grid-template-columns: minmax(0, .92fr) minmax(320px, .58fr);
  gap: 26px;
  align-items: center;
  padding: 28px;
  color: var(--ink);
  background:
    linear-gradient(135deg, rgba(15,181,167,.08), transparent 46%),
    var(--white);
  border: 1px solid var(--line);
  border-left: 7px solid var(--teal);
  border-radius: 24px;
  box-shadow: 0 16px 42px rgba(7,27,47,.06);
}
.testimonials-page .testimonial-cases .section-head .eyebrow {
  color: var(--teal);
}
.testimonials-page .testimonial-cases .section-head h2 {
  max-width: 780px;
  margin: 0;
  color: var(--ink);
  font-size: clamp(30px, 3.2vw, 46px);
  line-height: 1.08;
}
.cases-summary {
  display: grid;
  gap: 16px;
}
.testimonials-page .cases-summary p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
}
.cases-summary ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.cases-summary li {
  padding: 8px 10px;
  color: #2c5f67;
  font-size: 12px;
  font-weight: 850;
  background: #eaf7f5;
  border: 1px solid rgba(15,181,167,.18);
  border-radius: 999px;
}

@media (max-width: 820px) {
  .testimonials-page .testimonial-cases .section-head {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .testimonials-page .testimonial-cases .section-head h2 {
    font-size: 32px;
  }
  .cases-summary ul {
    display: grid;
    grid-template-columns: 1fr;
  }
}

/* Testimonials cases block v3 */
.testimonials-page .testimonial-cases {
  width: 100%;
  max-width: none;
  padding: 76px max(40px, calc((100vw - 1480px) / 2)) 88px;
  background: linear-gradient(180deg, #fff, #f3fbfa 50%, #fff);
}
.testimonials-page .testimonial-cases .section-head {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(340px, .62fr) minmax(260px, .42fr);
  gap: 0;
  overflow: hidden;
  padding: 0;
  color: var(--white);
  background: var(--ink);
  border: 0;
  border-radius: 28px 28px 4px 28px;
  box-shadow: 0 20px 54px rgba(7,27,47,.12);
}
.cases-copy {
  display: grid;
  align-content: center;
  gap: 18px;
  padding: clamp(30px, 4vw, 56px);
}
.testimonials-page .testimonial-cases .section-head .eyebrow {
  color: var(--lemon);
}
.testimonials-page .testimonial-cases .section-head h2 {
  max-width: 760px;
  margin: 0;
  color: var(--white);
  font-size: clamp(32px, 4vw, 58px);
  line-height: 1.02;
}
.testimonials-page .cases-copy p {
  max-width: 620px;
  margin: 0;
  color: rgba(255,255,255,.74);
  font-size: 16px;
}
.cases-visual {
  position: relative;
  min-height: 420px;
}
.cases-visual img {
  width: 100%;
  height: 100%;
  min-height: 420px;
  object-fit: cover;
}
.cases-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 35%, rgba(7,27,47,.78));
}
.cases-visual div {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 18px;
  z-index: 1;
  padding: 16px;
  color: var(--white);
  background: rgba(7,27,47,.84);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  backdrop-filter: blur(10px);
}
.cases-visual strong,
.cases-visual span {
  display: block;
}
.cases-visual span {
  margin-top: 5px;
  color: rgba(255,255,255,.74);
  font-size: 13px;
}
.testimonials-page .cases-summary {
  display: grid;
  align-content: center;
  padding: 28px;
  background: rgba(255,255,255,.08);
  border-left: 1px solid rgba(255,255,255,.12);
}
.testimonials-page .cases-summary ul {
  display: grid;
  gap: 10px;
}
.testimonials-page .cases-summary li {
  color: var(--white);
  background: rgba(255,255,255,.11);
  border-color: rgba(255,255,255,.16);
}
.testimonials-page .testimonial-cases .case-grid {
  margin-top: 18px;
}

@media (max-width: 1100px) {
  .testimonials-page .testimonial-cases .section-head {
    grid-template-columns: 1fr 1fr;
  }
  .testimonials-page .cases-summary {
    grid-column: 1 / -1;
    border-left: 0;
    border-top: 1px solid rgba(255,255,255,.12);
  }
}

@media (max-width: 680px) {
  .testimonials-page .testimonial-cases {
    padding: 48px 14px 58px;
  }
  .testimonials-page .testimonial-cases .section-head {
    grid-template-columns: 1fr;
  }
  .cases-visual,
  .cases-visual img {
    min-height: 280px;
  }
  .testimonials-page .testimonial-cases .section-head h2 {
    font-size: 32px;
  }
}

/* Testimonials page final layout */
.testimonials-page .testimonials-hero {
  min-height: calc(100svh - 73px);
  align-items: center;
  padding-top: 46px;
  padding-bottom: 76px;
}
.testimonials-page .testimonials-hero h1 {
  font-size: clamp(40px, 5vw, 72px);
}
.testimonials-page .testimonials-hero-media img {
  aspect-ratio: 1.28;
}
.testimonials-page .testimonial-wall {
  padding: 88px 0;
  background:
    linear-gradient(135deg, rgba(7,27,47,.97), rgba(10,49,60,.94));
}
.testimonials-page .testimonial-wall-inner {
  width: min(1500px, calc(100% - 80px));
  grid-template-columns: minmax(320px, .76fr) repeat(3, minmax(0, 1fr));
  gap: 14px;
}
.testimonials-page .testimonial-wall-head {
  grid-row: span 2;
  min-height: auto;
}
.testimonials-page .testimonial-wall .quote-card {
  min-height: 245px;
  padding: 22px;
}
.testimonials-page .testimonial-wall .quote-card blockquote {
  font-size: 16px;
  line-height: 1.42;
}
.testimonials-page .testimonial-clarity {
  grid-template-columns: minmax(360px, .68fr) minmax(0, 1fr);
  margin-top: 92px;
  margin-bottom: 92px;
  background: var(--ink);
}
.testimonials-page .testimonial-clarity img {
  border-radius: 22px 22px 4px 22px;
}
.testimonials-page .testimonial-clarity h2,
.testimonials-page .testimonial-clarity p {
  color: var(--white);
}
.testimonials-page .testimonial-clarity .eyebrow {
  color: var(--lemon);
}
.testimonials-page .testimonial-cases {
  padding-top: 88px;
}
.testimonials-page .testimonial-cases .case-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.testimonials-page .testimonial-cases .case-card {
  overflow: hidden;
  border-radius: 22px;
}
.testimonials-page .testimonial-stats {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 72px max(40px, calc((100vw - 1480px) / 2));
  background: var(--ink);
  border-radius: 0;
}
.testimonials-page .testimonial-stats div {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 20px;
}

@media (max-width: 1180px) {
  .testimonials-page .testimonial-wall-inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .testimonials-page .testimonial-wall-head {
    grid-column: 1 / -1;
  }
}

@media (max-width: 980px) {
  .testimonials-page .testimonial-clarity,
  .testimonials-page .testimonial-cases .case-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .testimonials-page .testimonials-hero {
    min-height: auto;
  }
  .testimonials-page .testimonial-wall-inner {
    width: calc(100% - 28px);
    grid-template-columns: 1fr;
  }
  .testimonials-page .testimonial-stats {
    padding: 48px 14px;
  }
}

/* Testimonials cases fixed layout */
.testimonials-page .testimonial-cases {
  width: min(1180px, calc(100% - 40px));
  max-width: 1180px;
  margin: 0 auto 86px;
  padding: 0;
  background: transparent;
}
.testimonials-page .testimonial-cases .section-head {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(360px, .72fr);
  gap: 24px;
  align-items: stretch;
  overflow: hidden;
  padding: 24px;
  color: var(--white);
  background: var(--ink);
  border: 0;
  border-radius: 28px;
  box-shadow: 0 20px 54px rgba(7,27,47,.14);
}
.testimonials-page .testimonial-cases .cases-copy {
  display: grid;
  align-content: center;
  gap: 16px;
  padding: 18px;
}
.testimonials-page .testimonial-cases .section-head .eyebrow {
  color: var(--lemon);
}
.testimonials-page .testimonial-cases .section-head h2 {
  max-width: 620px;
  margin: 0;
  color: var(--white);
  font-size: clamp(32px, 4vw, 54px);
  line-height: 1.04;
}
.testimonials-page .testimonial-cases .cases-copy p {
  max-width: 620px;
  margin: 0;
  color: rgba(255,255,255,.74);
  font-size: 16px;
}
.testimonials-page .testimonial-cases .cases-visual {
  min-height: 360px;
  border-radius: 22px 22px 4px 22px;
  overflow: hidden;
}
.testimonials-page .testimonial-cases .cases-visual img {
  width: 100%;
  height: 100%;
  min-height: 360px;
  object-fit: cover;
}
.testimonials-page .testimonial-cases .cases-summary {
  grid-column: 1 / -1;
  display: block;
  padding: 0 18px 18px;
  background: transparent;
  border: 0;
}
.testimonials-page .testimonial-cases .cases-summary ul {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin: 0;
  padding: 0;
}
.testimonials-page .testimonial-cases .cases-summary li {
  padding: 13px 14px;
  color: var(--white);
  font-size: 13px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 14px;
}
.testimonials-page .testimonial-cases .case-grid {
  margin-top: 18px;
}

@media (max-width: 900px) {
  .testimonials-page .testimonial-cases .section-head {
    grid-template-columns: 1fr;
  }
  .testimonials-page .testimonial-cases .cases-visual,
  .testimonials-page .testimonial-cases .cases-visual img {
    min-height: 280px;
  }
}

@media (max-width: 640px) {
  .testimonials-page .testimonial-cases {
    width: calc(100% - 28px);
    margin-bottom: 58px;
  }
  .testimonials-page .testimonial-cases .section-head {
    padding: 18px;
    border-radius: 22px;
  }
  .testimonials-page .testimonial-cases .section-head h2 {
    font-size: 32px;
  }
  .testimonials-page .testimonial-cases .cases-summary ul {
    grid-template-columns: 1fr;
  }
}

/* Testimonials cases simple fixed block */
.testimonials-page .testimonial-cases {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 84px 0;
  background: #f6fbfb;
}
.testimonials-page .testimonial-cases-inner {
  width: min(1180px, calc(100% - 40px));
  margin-inline: auto;
}
.testimonials-page .cases-head {
  display: grid;
  grid-template-columns: minmax(0, .85fr) minmax(260px, .5fr);
  gap: 24px;
  align-items: end;
  margin-bottom: 22px;
  padding: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 7px solid var(--teal);
  border-radius: 24px;
  box-shadow: 0 16px 42px rgba(7,27,47,.06);
}
.testimonials-page .cases-head .eyebrow {
  grid-column: 1 / -1;
  margin-bottom: -10px;
}
.testimonials-page .cases-head h2 {
  margin: 0;
  color: var(--ink);
  font-size: clamp(28px, 3vw, 42px);
  line-height: 1.08;
}
.testimonials-page .cases-head p {
  margin: 0;
  color: var(--muted);
  font-size: 15px;
}
.testimonials-page .cases-head ul {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 4px 0 0;
  padding: 0;
  list-style: none;
}
.testimonials-page .cases-head li {
  padding: 8px 10px;
  color: #2c5f67;
  font-size: 12px;
  font-weight: 850;
  background: #eaf7f5;
  border: 1px solid rgba(15,181,167,.18);
  border-radius: 999px;
}
.testimonials-page .testimonial-cases .case-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin: 0;
}
.testimonials-page .testimonial-cases .case-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 14px 38px rgba(7,27,47,.055);
}

@media (max-width: 980px) {
  .testimonials-page .cases-head,
  .testimonials-page .testimonial-cases .case-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .testimonials-page .testimonial-cases {
    padding: 54px 0;
  }
  .testimonials-page .testimonial-cases-inner {
    width: calc(100% - 28px);
  }
  .testimonials-page .cases-head {
    padding: 22px;
  }
  .testimonials-page .cases-head h2 {
    font-size: 30px;
  }
  .testimonials-page .cases-head ul {
    display: grid;
    grid-template-columns: 1fr;
  }
}

/* Translation control */
.site-translator {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 80;
  display: grid;
  grid-template-columns: auto auto;
  align-items: center;
  gap: 6px 10px;
  max-width: min(320px, calc(100vw - 28px));
  padding: 10px 12px;
  color: #071b2f;
  background: rgba(255,255,255,.94);
  border: 1px solid rgba(15,181,167,.25);
  border-radius: 16px;
  box-shadow: 0 16px 42px rgba(7,27,47,.14);
  backdrop-filter: blur(14px);
}

.site-translator .translator-flag {
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  grid-row: span 2;
  font-size: 21px;
  font-weight: 900;
  line-height: 1;
  background: #eef8f8;
  border: 1px solid rgba(15,181,167,.24);
  border-radius: 50%;
  box-shadow: inset 0 0 0 3px rgba(255,255,255,.75);
}

.site-translator label {
  color: #31515a;
  font-size: 11px;
  font-weight: 900;
  line-height: 1;
  text-transform: uppercase;
}

.site-translator select {
  width: 188px;
  min-height: 38px;
  padding: 0 34px 0 12px;
  color: #071b2f;
  font: inherit;
  font-size: 14px;
  font-weight: 800;
  background: #f7fbfc;
  border: 1px solid #d8e8ec;
  border-radius: 12px;
}

.site-translator small {
  grid-column: 2;
  min-height: 13px;
  color: #5c6b7a;
  font-size: 11px;
  font-weight: 700;
}

#google_translate_element {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  opacity: 0;
  pointer-events: none;
}

.goog-te-banner-frame,
.skiptranslate iframe {
  display: none !important;
}

body {
  top: 0 !important;
}

@media (max-width: 640px) {
  .site-translator {
    right: 12px;
    bottom: 12px;
    grid-template-columns: auto 1fr;
    width: calc(100vw - 24px);
    max-width: 360px;
  }

  .site-translator select {
    width: 100%;
  }
}